KVB Universal Cards vs Mist
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
KVB Universal Cards
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The KVB card app for managing your corporate cards - KVB Universal Cards are available as virtual cards allowing users to make payments in multiple foreign currencies from held balances. Cardholders can use the cards for paying goods and services online, while enjoying card rewards on your transactions. CONVENIENT CARD CONTROLS Instant access to your virtual corporate card details and balances enables you to make your online purchase with no delay. LOW TRANSACTION FEES KVB offers excellent rates in 5 major currencies including AUD, EUR, GBP, HKD and USD. You can pay bills in other currencies supported by Visa anytime as well. VISIBLE EXPENSE MANAGEMENT Track and trace every transaction made by your corporate cards and manage spending at a glance. This app requires your business to sign up with GCFX Business Account.
Mist
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Mist is a comprehensive mobile app designed to empower international students as they βMove, Settle & Liveβ in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of Indiaβs leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australiaβs leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters β your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.
Screenshots
Verdict
The clearest difference is ads: Mist at none against KVB Universal Cards's shown. Mist also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KVB Universal Cards ships an update every 2 months, Mist every 3 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.
| Parameter | KVB Universal Cards | Mist |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks β better |
| Ads | Yes | No β better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 46 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | KVB GLOBAL MARKETS LIMITED | Mist Financial Pty Ltd |
In-app purchases
KVB Universal Cards
No in-app purchases
Mist
No in-app purchases
Questions
Is KVB Universal Cards free?
Is Mist free?
Do KVB Universal Cards or Mist have ads?
Which is updated more often, KVB Universal Cards or Mist?
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