Comparison

KVB Universal Cards vs Mist

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

KVB Universal Cards

Features
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The KVB card app for managing your corporate cards - KVB Universal Cards are available as virtual cards allowing users to make payments in multiple foreign currencies from held balances. Cardholders can use the cards for paying goods and services online, while enjoying card rewards on your transactions. CONVENIENT CARD CONTROLS Instant access to your virtual corporate card details and balances enables you to make your online purchase with no delay. LOW TRANSACTION FEES KVB offers excellent rates in 5 major currencies including AUD, EUR, GBP, HKD and USD. You can pay bills in other currencies supported by Visa anytime as well. VISIBLE EXPENSE MANAGEMENT Track and trace every transaction made by your corporate cards and manage spending at a glance. This app requires your business to sign up with GCFX Business Account.

About

Mist

Features
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Mist is a comprehensive mobile app designed to empower international students as they β€œMove, Settle & Live” in their new country. With Mist, you can easily manage essential aspects of your student life, including International payments, SIM plans, International Student Identity Cards (ISIC), and Overseas Student Health Cover (OSHC). Stay connected with a reliable SIM plan tailored to your needs. Choose from a variety of options and get your SIM card delivered to your home before departure. With Mist, you can enjoy immediate access to communication and data services, keeping you connected with friends, family, and your new community. Make International payments. Easily pay your university or school fees and tuition with Mist powered by one of India’s leading online payment providers. Overseas Health Cover (OSHC). Get peace of mind while in Australia and get comprehensive health insurance for you and any family members accompanying you. Choose from a range of options from Australia’s leading health funds to make sure you get the best cover for you so you can focus on your new life in Australia stress-free. With its user-friendly interface and secure features, Mist simplifies the administrative tasks involved in studying abroad, allowing you to focus on what truly matters – your education and personal growth. Join the Mist community and experience the convenience and empowerment of managing your finances, SIM plans, identity cards, and health cover all in one place.

Screenshots

KVB Universal Cards3 screens
Mist4 screens

Verdict

The call

The clearest difference is ads: Mist at none against KVB Universal Cards's shown. Mist also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KVB Universal Cards ships an update every 2 months, Mist every 3 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

Scorecard2 real differences Β· 4 level
KVB Universal Cards versus Mist: the parameters behind the verdict, then further details
ParameterKVB Universal CardsMist
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks β€” better
AdsYesNo β€” better
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 β€” better15.1
Further details β€” not scored
Size46 MB72 MB
Age rating4+4+
DeveloperKVB GLOBAL MARKETS LIMITEDMist Financial Pty Ltd

In-app purchases

None

KVB Universal Cards

No in-app purchases

None

Mist

No in-app purchases

Questions

Is KVB Universal Cards free?
KVB Universal Cards is free to download, with no in-app purchases.
Is Mist free?
Mist is free to download, with no in-app purchases.
Do KVB Universal Cards or Mist have ads?
KVB Universal Cards shows ads; Mist does not.
Which is updated more often, KVB Universal Cards or Mist?
KVB Universal Cards ships an update every 2 months, and Mist every 3 weeks. Most recently, KVB Universal Cards was updated on September 18, 2026 and Mist on September 22, 2026.

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