Comparison

PeP vs FUPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PeP

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

Highlights
  • Global money transfers to 65 countries
  • Secure virtual Visa cards for online shopping
  • Cashback rewards on purchases
  • Instant loans up to 50,000 TL
  • PeP Pegasus BolBol Card for flight rewards
  • Secure access with SMS OTP
Features
Read full description

Hızlı ve güvenli finansal işlemlerin için PeP yanında! Hemen PeP’i indir, saniyeler içinde hesabını ücretsiz oluştur ve kullanmaya başla! Güvenli alışverişlerin için PeP Kart’ın yanında! Fiziki ve sanal PeP Kart’ını hem fiziki hem de online alışverişlerinde güvenle kullanabilirsin. Online alışverişlerde, her işlemde numarası değişen sanal PeP Kart sayesinde kart bilgilerin korunur. Üstelik mobil üzerinden kartına harcama limiti belirleyebilir, toplam alışveriş tutarını kontrol altına alarak bütçeni kolayca yönetebilirsin. PeP Pegasus BolBol Kart’la BolPuan kazan! Türkiye’nin BolPuan kazandıran ilk ön ödemeli kartı PeP Pegasus BolBol Kart’la yapacağın harcamalardan bolpuan kazanabilirsin. Kazandığın BolPuanlarla Pegasus’un web sitesi veya mobil uygulaması üzerinden yurt içi ya da yurt dışı uçak bileti alabilirsin. PeP Kart’la harcadıkça kazan! PeP Ödül Programı ile nakit iade (cashback) kazanmak çok kolay! Mobil uygulamamızda ve web sitemizde duyurulan kampanyalara katılarak yaptığın alışverişlerden her ay nakit iade kazanabilirsin. Güvenli ve hızlı uluslararası para transferi PeP’te! PeP hesabından Avrupa ve İngiltere dahil birçok ülkeye €/£/$/₺ döviz seçenekleriyle para gönderebilir ve hesabına para alabilirsin. Üstelik her ay yapacağın 300 €/£'a kadar olan ilk para transferi ücretsiz! PeP Mobil’le finansal kolaylık cebinde! • Banka hesabından, başkasına ait banka hesabından, Banka/Kredi kartı ve yurt dışından PeP hesabına para yükleyebilirsin. • PeP hesabından başka bir PeP hesabına, banka hesabına, kredi kartına ve isme para gönderebilirsin. • Cep telefonu, uluslararası para al seçenekleriyle yurt dışından PeP hesabına kolayca para alabilirsin. • Çok para birimli hesap özelliğiyle, €/£/$/₺ cinsinden döviz hesabı açabilirsin. Döviz hesabın yoksa, hesabına gelen döviz türüne ait hesap otomatik olarak açılır; aynı şey para gönderdiğinde de geçerlidir. • Ücretsiz değerli maden hesabı açarak minimum 0,01 gram alış tutarıyla altın, gümüş ve platin yatırımına başlayabilirsin. • Kapsamlı sigorta ürünleriyle öngörülemeyen durumlara karşı kendini ve sevdiklerini güvence altına alabilirsin. PeP, Paladyum Elektronik Para ve Ödeme Hizmetleri A.Ş.’nin tescilli markasıdır. 13.07.2017 tarihinde Bankacılık Düzenleme ve Denetleme Kurulu’ndan lisans almış, Türkiye Cumhuriyet Merkez Bankası mevzuatına tabi bir Elektronik Para Kuruluşudur. PeP hesabınızda bulunan bakiyeniz, TCMB mevzuatı güvencesinde koruma altındadır. Müşteri Hizmetleri E- posta: destek@peple.com.tr Telefon: 0850 450 50 40 Web sitesi: www.peple.com.tr Adres Bilgileri: Maslak Mahallesi Bilim Sokak Sun Plaza Blok No:5/A İç Kapı No: 24 Sarıyer / İstanbul

About

FUPS

Securely manage your finances with this app. Track budgets, make instant payments, send and receive money, and split expenses. Offers virtual and physical cards for convenient transactions and bill payments.

Highlights
  • Send and receive money via IBAN
  • QR Card for POS payments and ATM withdrawals
  • Split expenses before or after purchase
  • Secure in-app chat for financial coordination
  • Virtual card for secure recurring payments
  • Bill payments
  • Request money via payment link
Features
Read full description

Download FUPS, create your account in seconds, and securely manage your money. With FUPS, you can track your budget, make payments, send and receive money, split before expenses, and use social account. Send and Receive Money via IBAN • Instantly transfer up to 100,000 TRY to any bank account using your FUPS IBAN with no fees. • Use Easy Address instead of IBAN to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. FUPS QR Card • Create instantly and start using it. • Make payments at POS terminals without a physical card and withdraw cash from ATMs easily. Upgrade to FUPS Premium • Verify your ID and become a Premium member in minutes to unlock all features and increase your limits. Easy Top-Up • Load money effortlessly using your credit or debit card, bank transfer, or by depositing cash at ATMs. Order Your FUPS Card • Get a personalized FUPS Card delivered to your address directly from the app. Social Account • Assign a shared spending limit to selected people. If they don’t use it, the money stays with you. Split Payment Before Expense • Collect shared payments before spending to avoid unexpected costs. Split Payment • Easily split expenses with others after making a purchase. Secure In-App Chat • Chat securely with friends or groups, send and receive money, set up shared payments, and request money all within the app. Twin Account • Use one card for two different accounts. Assign a separate PIN for your second account, and your spending will be directed accordingly. Smart Virtual Card • Ensure secure recurring payments with a FUPS Virtual Card. Set a custom limit, and the specified amount will be deducted on your chosen date. Pay Bills • Make fast and secure bill payments directly through the app. Withdraw Cash from ATMs • Withdraw cash from any ATM. Use the Dual Account feature to select which FUPS account you want to withdraw from. Request Money via Payment Link • Request money from non-FUPS users by sending a payment link. The recipient can enter their card details and send money easily. FUPS TR QR Code • FUPS now supports payment transactions with TR QR Code, ensuring full compatibility with all banks and payment institutions. With FUPS TR QR Code, you can: Transfer money to an IBAN Make merchant payments Process cancellations/refunds Pay with a card or directly from your account

Screenshots

PeP4 screens
FUPS4 screens

Verdict

The call

The clearest difference is ads: FUPS at none against PeP's shown. FUPS also leads on update cadence (every 2 weeks vs every 5 weeks). PeP's advantage is iOS requirement (13.0 vs 15.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FUPS holds the better App Store score, 2.8 against 2.6. Both are backed by a comparable volume of ratings — 23 and 24 respectively. Written reviews split almost evenly too, at 25% and 25% positive.

UpkeepUpdate frequency

PeP ships an update every 5 weeks, FUPS every 2 weeks. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
PeP versus FUPS: the parameters behind the verdict, then further details
ParameterPePFUPS
PriceFreeFree
Rating2.6 (23 ratings)2.8 (24 ratings) — better
Positive reviews25.0% of reviews25.0% of reviews
Number of ratings2324 — better
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size259 MB226 MB
Age rating17+4+
DeveloperPALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETILydians Elektronik Para Hizmetleri A.S.

Customer experience

PeP

All ratings23 ratings
Positive34.8%
Neutral13.0%
Negative52.2%
Written reviews8 reviews
Positive25.0%
Neutral12.5%
Negative62.5%

FUPS

All ratings24 ratings
Positive45.8%
Neutral4.2%
Negative50.0%
Written reviews84 reviews
Positive25.0%
Neutral9.5%
Negative65.5%

Bugs and requests

PeP

Not enough reviews yet to summarise bugs or requests.

FUPS

Reported bugs

11 issues
  • Application crashes and won't open
  • Login failures and account access issues
  • 3D verification timeout errors on iOS
  • Password recovery not working
  • OTP not functioning on iOS
Show 6 more
  • Contactless payment malfunction
  • Endless loading screens after updates
  • Compatibility issues with iOS 17
  • App crashes after blue screen
  • Invalid email error for support contact
  • Transaction errors with specific merchants (PlayStation, Amazon, Apple)

Requested features

11 requests
  • Dark mode interface
  • Biometric login (Face ID/Touch ID)
  • Camera-based IBAN input instead of manual entry
  • Improved UI/interface redesign
  • Cashback and promotional campaigns
Show 6 more
  • Personal IBAN for free deposits
  • Partner bank agreements and discounts
  • Support for non-Turkish phone numbers
  • Support for non-Turkish ID verification
  • Restore previous account features
  • Monthly subscription tier instead of premium paywall

In-app purchases

None

PeP

No in-app purchases

None

FUPS

No in-app purchases

Questions

Is PeP free?
PeP is free to download, with no in-app purchases.
Is FUPS free?
FUPS is free to download, with no in-app purchases.
Which has better reviews, PeP or FUPS?
FUPS is rated higher. PeP averages 2.6 out of 5 from 23 ratings, while FUPS averages 2.8 from 24 ratings.
Do PeP or FUPS have ads?
PeP shows ads; FUPS does not.
Which is updated more often, PeP or FUPS?
PeP ships an update every 5 weeks, and FUPS every 2 weeks. Most recently, PeP was updated on October 12, 2026 and FUPS on October 17, 2026.

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