Comparison

OPTIM SOFT TOKEN vs BTL Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

OPTIM SOFT TOKEN

Features
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OPTIM Soft Token offers a new strong authentication mean (including Signature) using a mobile device instead of DIGIPASS or Certificate. OPTIM Soft Token is a software version of the physical DIGIPASS (by Vasco) authentication tools already used for connexion and signature on CA-CIB Web Portals (OPTIM Trade and OPTIM.net https://www.optimnet.ca-cib.com). OPTIM Soft Token application has been integrated to MyOptim.net application (already online) OPTIM Soft Token can also be used for the authentication and the signature of transactions in OPTIM.net portal, MyOPTIM.net & OPTIM Trade portal.

About

BTL Mobile Banking

Features
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Banque Transatlantique Luxembourg Mobile Application Our new Banque Transatlantique Luxembourg Application offers a secured access to a large range of on-line banking services through the use of the LuxTrust technology. Discover the brand new version of our mobile app โ€“ designed to offer you an even more seamless, intuitive and secure digital experience. With its innovative and inclusive design, simplified navigation and redesigned features, managing your finances has never been easier. An overview of your assets - Access a personalised home page that gives you a clear and comprehensive overview of your assets as soon as you open the app. - See at a glance the key action required on your accounts and enjoy complete peace of mind as you stay in control of your finances. Your accounts at your fingertips - Consult your account balances and all of your assets โ€“ wherever and whenever you want. - Download your bank statements and documents with ease. Manage your day-to-day card transactions independently - Temporarily increase your credit card limits if needed. - Block your cards immediately if they are lost or stolen. - Make secure credit transfers in just a few steps. Direct contact with your adviser - Communicate effortlessly via our secure messaging system. - Get real-time notifications whenever you receive a new message. A seamless and consistent experience across all your tools - Enjoy a harmonised and identical experience, in terms of design, navigation logic and features, across your E-Banking area and Mobile Banking.

Screenshots

OPTIM SOFT TOKEN3 screens
BTL Mobile Banking4 screens

Verdict

The call

The clearest difference is update cadence: BTL Mobile Banking at every 3 weeks against OPTIM SOFT TOKEN's every 9 months. OPTIM SOFT TOKEN's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OPTIM SOFT TOKEN ships an update every 9 months, BTL Mobile Banking every 3 weeks. The most recent releases landed on September 10, 2026 and September 20, 2026 respectively.

Scorecard2 real differences ยท 4 level
OPTIM SOFT TOKEN versus BTL Mobile Banking: the parameters behind the verdict, then further details
ParameterOPTIM SOFT TOKENBTL Mobile Banking
PriceFreeFree
Update frequencyEvery 9 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS13.0 โ€” better16.0
Further details โ€” not scored
Size4 MB64 MB
Age rating4+4+
DeveloperCA-CIBBanque Transatlantique Luxembourg SA

In-app purchases

None

OPTIM SOFT TOKEN

No in-app purchases

None

BTL Mobile Banking

No in-app purchases

Questions

Is OPTIM SOFT TOKEN free?
OPTIM SOFT TOKEN is free to download, with no in-app purchases.
Is BTL Mobile Banking free?
BTL Mobile Banking is free to download, with no in-app purchases.
Do OPTIM SOFT TOKEN or BTL Mobile Banking have ads?
Neither OPTIM SOFT TOKEN nor BTL Mobile Banking shows ads.
Which is updated more often, OPTIM SOFT TOKEN or BTL Mobile Banking?
OPTIM SOFT TOKEN ships an update every 9 months, and BTL Mobile Banking every 3 weeks. Most recently, OPTIM SOFT TOKEN was updated on September 10, 2026 and BTL Mobile Banking on September 20, 2026.

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