OPTIM SOFT TOKEN vs CMIplus Go
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OPTIM SOFT TOKEN
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OPTIM Soft Token offers a new strong authentication mean (including Signature) using a mobile device instead of DIGIPASS or Certificate. OPTIM Soft Token is a software version of the physical DIGIPASS (by Vasco) authentication tools already used for connexion and signature on CA-CIB Web Portals (OPTIM Trade and OPTIM.net https://www.optimnet.ca-cib.com). OPTIM Soft Token application has been integrated to MyOptim.net application (already online) OPTIM Soft Token can also be used for the authentication and the signature of transactions in OPTIM.net portal, MyOPTIM.net & OPTIM Trade portal.
CMIplus Go
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CMIplus Go – simple and secure for your daily banking and transaction signing. CMIplus Go provides you all features you need for your efficient daily banking, including a comprehensive overview of your transactions. Stay updated on your account anytime, anywhere, and use the flexibility of mobile transaction authorization for an efficient banking experience. For further information please contact your RBI Cash Management.
Screenshots
Verdict
The clearest difference is iOS requirement: OPTIM SOFT TOKEN at 13.0 against CMIplus Go's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OPTIM SOFT TOKEN ships an update every 9 months, CMIplus Go every 11 months. The most recent releases landed on September 28, 2026 and September 27, 2026 respectively.
| Parameter | OPTIM SOFT TOKEN | CMIplus Go |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 months — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 4 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | CA-CIB | Raiffeisen Bank International AG |
In-app purchases
OPTIM SOFT TOKEN
No in-app purchases
CMIplus Go
No in-app purchases
Questions
Is OPTIM SOFT TOKEN free?
Is CMIplus Go free?
Do OPTIM SOFT TOKEN or CMIplus Go have ads?
Which is updated more often, OPTIM SOFT TOKEN or CMIplus Go?
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