Comparison

Kisan Smart vs MCOOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kisan Smart

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Kisan mBanking is Kisan Bahuudeshiya Sahakari Sanstha Ltd.'s Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kisan Bahuudeshiya Sahakari Sanstha Ltd.. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure And Many More Exciting Features Kisan mBanking helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Kisan Bahuudeshiya Sahakari Sanstha Ltd., and you need to subscribe to the Kisan Bahuudeshiya Sahakari Sanstha Ltd.'s Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Kisan mBanking is a Member of Fonepay Network. Smart Banking for Smart People.

About

MCOOP

This app provides mobile banking solutions for cooperative members. It allows users to manage savings, loans, and share statements, as well as make bill payments and mobile top-ups. Customers can create accounts using credentials provided by their registered cooperative.

Highlights
  • Manage savings statements
  • View loan statements
  • Access share statements
  • Account to account transfers
  • Mobile top-up
  • Bill payments (landline, internet, TV)
Features
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MCOOP allows co-operative to provide mobile baking solution for their customers. All you need to register your Co-operative with Zinob Inc. and download your apps. We will provide your Username and Password. Using same username and password your customer can created their own account in your co-operative. With this version of MCOOP registered customer of Co-operatives can manage following features. 1. Saving Statement. 2. Loan Statement. 3. Share Statement. 4. Account to Account Transfer. 5. Mobile Topup. 6. Landline Bill payment. 7. NEA Bill Payment. 8. Internet Bill Payment. 9. DISH HOME, and other TV Network bill payment.

Screenshots

Kisan Smart4 screens
MCOOP2 screens

Verdict

The call

The clearest difference is update cadence: Kisan Smart at every 4 weeks against MCOOP's every 2 months. Kisan Smart also leads on iOS requirement (12.4 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kisan Smart ships an update every 4 weeks, MCOOP every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 7 level
Kisan Smart versus MCOOP: the parameters behind the verdict, then further details
ParameterKisan SmartMCOOP
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.4 — better16.6
Further details — not scored
Size58 MB114 MB
Age rating4+4+
DeveloperKishan Bahuudeshiya Sahakari Sanstha LimitedZinob Inc. Pvt. Ltd.

In-app purchases

None

Kisan Smart

No in-app purchases

None

MCOOP

No in-app purchases

Questions

Is Kisan Smart free?
Kisan Smart is free to download, with no in-app purchases.
Is MCOOP free?
MCOOP is free to download, with no in-app purchases.
Do Kisan Smart or MCOOP have ads?
Neither Kisan Smart nor MCOOP shows ads.
Which is updated more often, Kisan Smart or MCOOP?
Kisan Smart ships an update every 4 weeks, and MCOOP every 2 months. Most recently, Kisan Smart was updated on November 6, 2026 and MCOOP on November 2, 2026.

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