Comparison

NIMB Smart vs MCOOP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NIMB Smart

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure encryption
Features
Read full description

NIMB Smart is Nepal Investment Mega Bank Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Investment Mega Bank Limited. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features NIMB Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Investment Mega Bank Limited, and you need to subscribe to the Nepal Investment Mega Bank Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NIMB Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

MCOOP

This app provides mobile banking solutions for cooperative members. It allows users to manage savings, loans, and share statements, as well as make bill payments and mobile top-ups. Customers can create accounts using credentials provided by their registered cooperative.

Highlights
  • Manage savings statements
  • View loan statements
  • Access share statements
  • Account to account transfers
  • Mobile top-up
  • Bill payments (landline, internet, TV)
Features
Read full description

MCOOP allows co-operative to provide mobile baking solution for their customers. All you need to register your Co-operative with Zinob Inc. and download your apps. We will provide your Username and Password. Using same username and password your customer can created their own account in your co-operative. With this version of MCOOP registered customer of Co-operatives can manage following features. 1. Saving Statement. 2. Loan Statement. 3. Share Statement. 4. Account to Account Transfer. 5. Mobile Topup. 6. Landline Bill payment. 7. NEA Bill Payment. 8. Internet Bill Payment. 9. DISH HOME, and other TV Network bill payment.

Screenshots

NIMB Smart4 screens
MCOOP2 screens

Verdict

The call

The clearest difference is rating: MCOOP at 5.0 against NIMB Smart's 3.4. NIMB Smart's advantage is ratings volume (61 vs 2) and iOS requirement (12.4 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MCOOP holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: NIMB Smart has 61 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

NIMB Smart ships an update monthly, MCOOP every 2 months. The most recent releases landed on September 5, 2026 and September 18, 2026 respectively.

Scorecard3 real differences · 7 level
NIMB Smart versus MCOOP: the parameters behind the verdict, then further details
ParameterNIMB SmartMCOOP
PriceFreeFree
Rating3.4 (61 ratings)5.0 (2 ratings) — better
Positive reviews16.7% of reviews—
Number of ratings61 — better2
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.4 — better16.6
Further details — not scored
Size173 MB114 MB
Age rating17+4+
DeveloperMEGA BANK NEPAL LIMITEDZinob Inc. Pvt. Ltd.

Customer experience

NIMB Smart

All ratings61 ratings
Positive52.5%
Neutral16.4%
Negative31.1%
Written reviews36 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

MCOOP

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

NIMB Smart

No in-app purchases

None

MCOOP

No in-app purchases

Questions

Is NIMB Smart free?
NIMB Smart is free to download, with no in-app purchases.
Is MCOOP free?
MCOOP is free to download, with no in-app purchases.
Which has better reviews, NIMB Smart or MCOOP?
MCOOP is rated higher. NIMB Smart averages 3.4 out of 5 from 61 ratings, while MCOOP averages 5.0 from 2 ratings.
Do NIMB Smart or MCOOP have ads?
Neither NIMB Smart nor MCOOP shows ads.
Which is updated more often, NIMB Smart or MCOOP?
NIMB Smart ships an update monthly, and MCOOP every 2 months. Most recently, NIMB Smart was updated on September 5, 2026 and MCOOP on September 18, 2026.

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