InDebt vs Debt Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InDebt
Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.
- Interest and penalty calculation
- Support for any currency
- Data backup and restore
- Debt payment history
- Total profit calculation
- Exportable history
- Overdue debt notifications
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.
Debt Tracker
Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.
- Manage debts and receivables
- Separate by currency
- Debt payoff planner
- Monthly status tracking
- Payment tracker
- Money tracking
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Debt Tracker is the ideal app for anyone who needs to manage their debt efficiently. With this app, you can easily stay organized and keep track of all your financial commitments. Whether it’s tracking your debt or monitoring what others owe you, the app’s powerful features help you stay on top of it all with our comprehensive debt tracker. Here’s what Debts - Manage your debtors offers: 1. Manage your debt and receivables effortlessly. 2. Separate your debts and receivables by currency for easy management of international transactions. 3. Track the total amount of your debts and receivables at any time. 4. Use the debt payoff planner to organize your payments and set clear goals. 5. Keep track of the monthly status of your debts and payments. 6. Stay organized with our easy-to-use payment tracker. 7. Track your overall finances with the intuitive money tracking app. Our debt payoff planner helps you create a clear path to pay off your debt, so you always know what’s next. The debt payoff planner tracker ensures you stay on track with monthly updates, allowing you to see exactly where you stand with your debt. This way, you can avoid surprises and manage everything in one place. With the debt tracker, you can also keep an eye on your overall debt status and stay organized by tracking both debts and receivables. The debt tracker feature is designed to provide a clear overview of what you owe and what others owe you, ensuring you never lose sight of your financial situation. Additionally, the debt payoff planner tracker keeps you informed on the progress of your debt payoff plan. Plus, the payment tracker makes it easy to monitor every payment, whether you’re paying off your debt or waiting to receive funds. Our money tracker and money tracking app also help you get a complete view of your finances, so you can always stay in control. Download Debt tracker today and take control of your debt! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ratings volume: Debt Tracker at 105 against InDebt's 2. Debt Tracker also leads on iOS requirement (16.4 vs 18.6). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InDebt sells 1 one-off in-app purchase and Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.5 for InDebt against 4.4 for Debt Tracker. That said, the two scores are not equally well evidenced: Debt Tracker has 105 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 59% of InDebt's written reviews are positive against 64% of Debt Tracker's.
InDebt ships an update monthly, Debt Tracker every 5 weeks. Both last shipped on September 19, 2026.
| Parameter | InDebt | Debt Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | 4.4 (105 ratings) |
| Positive reviews | 58.8% of reviews | 63.6% of reviews — better |
| Number of ratings | 2 | 105 — better |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 29 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Sergei Volkov | AppFlux Labs |
Customer experience
InDebt
Debt Tracker
In-app purchases
InDebt
- Purchasing the full version$4.99
Debt Tracker
- 1 Month$0.991 Month
- 12 Months$4.991 Year
- Lifetime$9.99
