InDebt vs My Debt Manager & Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InDebt
Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.
- Interest and penalty calculation
- Support for any currency
- Data backup and restore
- Debt payment history
- Total profit calculation
- Exportable history
- Overdue debt notifications
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.
My Debt Manager & Tracker
Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.
- Track debts and loans
- Recurring payment management
- AI debt stress reduction
- Multi-currency support
- Automatic data backup
- Payment proof uploads
- Reminder notifications
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If you run a business or frequently find yourself borrowing or lending money, My Debt Manager is the perfect app for you. Managing due dates, amounts, payments, balances, and related documents can be challenging. My Debt Manager simplifies this process, allowing you to track and manage your debts in one convenient place. With automatic data backup, you won't lose your records even if you switch phones. The app uses intuitive color coding—Green for debts owed to you and Red for debts you owe. Key Features of My Debt Manager: Recurring Payments: Easily record, track, and manage daily, monthly, and yearly recurring payments. Debt AI Chat: Interact with our AI characters to reduce debt stress and gain valuable insights. Debt and Debtor History: Save and access detailed records of debtors and their respective debts. Multi-Currency Support: Seamlessly manage debts in over 100 currencies, including cryptocurrencies. Data Backup: Automatic data backup ensures your important debt records are always secure. Export Functionality: Export your debt information to PDF or CSV for easy viewing in Google Sheets or Microsoft Excel. Payment Proof Upload: Attach payment proofs, such as receipts, to your debt records for easy reference. Multiple Currency Recording: Record debts in various currencies, perfect for international transactions. Reminder Notifications: Get timely reminders for upcoming and overdue debts through notifications. Built-in Calculator: Perform calculations directly within the app using the convenient inbuilt calculator. Battery-Saving Dark Theme: Use a comfortable dark theme to conserve battery life and protect your eyes. Incremental Payments: Track and manage debts with incremental payments, keeping a clear record of progress. Itemized Debt Tracking: Use the table feature to manage debts involving multiple items. Debt Report Generation: Generate and share comprehensive Debt Reports, Invoices, or Debt Statements for easy record-keeping and sharing with others. Family Link:Add your trusted family members who can request your debt information after your passing, helping them recover money from people who owe you. Fast, Simple, and User-Friendly: Experience an intuitive and streamlined interface for effortless debt management. Beautiful Design: The app, designed by GeeDevelopers, provides a visually pleasing and user-friendly experience. Biometrics App Lock Security: Enhance the security of your app with biometric authentication. Don't wait any longer—install My Debt Manager now and take control of your debts with ease!
Screenshots
Verdict
The clearest difference is review sentiment: My Debt Manager & Tracker at 100% against InDebt's 59%. My Debt Manager & Tracker also leads on rating (5.0 vs 4.5) and ratings volume (7 vs 2). InDebt's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InDebt sells 1 one-off in-app purchase and My Debt Manager & Tracker sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
My Debt Manager & Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 7 respectively. Written reviews point the same way: 59% of InDebt's written reviews are positive against 100% of My Debt Manager & Tracker's.
InDebt ships an update monthly, My Debt Manager & Tracker every 3 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | InDebt | My Debt Manager & Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 58.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 7 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 29 MB | 128 MB |
| Age rating | 4+ | 17+ |
| Developer | Sergei Volkov | GHAZALI KABIRU |
Customer experience
InDebt
My Debt Manager & Tracker
In-app purchases
InDebt
- Purchasing the full version$4.99
My Debt Manager & Tracker
- 1 month subscription$0.99
- 3 months subscription$2.99
- 1 year subscription$4.99
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- 6 months subscription$5.99
Questions
Is InDebt free?
Is My Debt Manager & Tracker free?
Which has better reviews, InDebt or My Debt Manager & Tracker?
Do InDebt or My Debt Manager & Tracker have ads?
Which is updated more often, InDebt or My Debt Manager & Tracker?
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