InDebt vs Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InDebt
Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.
- Interest and penalty calculation
- Support for any currency
- Data backup and restore
- Debt payment history
- Total profit calculation
- Exportable history
- Overdue debt notifications
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.
Loans
Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.
- Register money or goods loans
- Control amounts, start, and due dates
- Organize by custom categories
- Smart installment system with interest
- Track installment status
- Manage contacts and loan history per person
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My Loans is the perfect app for anyone who needs to manage borrowed money or items. With an intuitive interface and comprehensive features, you'll have complete control over your personal financial transactions. • **Complete Loan Management** - Register loans of money or goods - Control amounts, start and due dates - Organize by custom categories • **Smart Installment System** - Divide payments into multiple installments - Configure custom interest rates - Track the status of each installment - View paid and pending amounts automatically • **People Management** - Register all the people you lend to - View complete loan history per person - Track individual statistics - Organize your contacts easily Privacy Policy: https://www.privacypolicies.com/live/7fd9b0f8-6ef6-42c5-9e1c-7288d4fed0c7 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Loans at 85% against InDebt's 59%. Loans also leads on update cadence (weekly vs monthly) and iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InDebt sells 1 one-off in-app purchase and Loans sells 4 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
InDebt ships an update monthly, Loans weekly. The most recent releases landed on October 19, 2026 and October 4, 2026 respectively.
| Parameter | InDebt | Loans |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) — better | — |
| Positive reviews | 58.8% of reviews | 84.6% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Sergei Volkov | Deusdete Filho |
Customer experience
InDebt
Loans
In-app purchases
InDebt
- Purchasing the full version$4.99
Loans
- Assinatura Mensal$9.991 Month
- Assinatura Semestral$49.996 Months
- Assinatura Anual$69.991 Year
- Assinatura Vitalícia$69.99
