Arabi vs JINU

The all new Arabi Mobile! “Arabi Mobile” by Arab Bank has just been upgraded with a new design, great features and a better experience. You can still enjoy conducting your banking transactions but with a more personalized feel, enhanced flexibility, and more advanced features which will offer you a unique experience. The ALL-NEW Arabi Mobile service offers you the following: • Open an Arab Bank account digitally through the app without the need to visit the branch • Instant registration using only your debit card and PIN • Easy and secure ways to login, such as Face-ID, fingerprint and Pattern • Customized view of your favorite products, accounts and services with the ability to set your own dashboard and amend it at any time • View Account, Card, Deposit and loan details including balances and transactions history • Easily perform a variety of transfers, card payments and bill payments to a variety of billers • Manage your Cards services: enable/disable card for internet usage, change funding account, change mobile number, Funds transfers within own accounts, within Arab Bank (same country), or to local and international banks, view card information and PIN code and create temporary card for e-commerce (Internet) purchases. • Easily share account information and details, such as your IBAN to other contacts via WhatsApp, email etc. • Cardless withdrawal: Fast, easy and secure option to withdraw cash from any ATM without using your Card • Cards spend analysis: view your Credit/Debit card monthly spending details, and compare your spending with previous months • e-vouchers: buy eVouchers instantly for Games, Entertainment, e-commerce and more at preferential prices • Access Arab Bank’s loyalty program: “Arabi Points” and redeem points into digital vouchers or even cash transferred into your cards or accounts • Arabi Junior: have better visibility to your kids’ accounts and set instant saving options when you purchase with your cards • E-Deposit: book a new fixed deposit or amend your existing fixed deposit terms at maturity conveniently at any time without visiting the branch • E-tawfeer: save money online easily and conveniently at a preferential step-up interest rate, additional rewards points and the ability to set your own saving plans • Update your account information at any time • Branch & ATM Locator – with request UBER ride feature Arab Bank’s headquarters are located, in Amman, Jordan, at Shmeisani, Pr. Shaker St, Building 8.

JINU is a private financial dashboard for the person actually running the business. It turns the messy spreadsheet you keep in your head - revenue streams, capex, opex, what's left at month-end - into a calm, glanceable view of where the business actually stands. No accounts. No signup. No analytics. Your data lives on your iPhone and syncs to your private iCloud. We can't see it, sell it, or train anything on it. WHAT IT DOES • Track multiple companies. Switch between your main business, a side project, and an investment portfolio without losing context - each one is its own dashboard with its own numbers. • See the metrics that actually matter. Net profit, revenue, costs, EBITDA, free cash flow, net equity, break-even, runway - calculated live from what you enter, not what you guess. • Run a DCF valuation. Set growth rate, WACC, terminal growth, and shares. JINU computes enterprise value, equity value, EV/EBITDA, and a sensitivity table you can stress-test in real time. • Read the room with the right ratios. ROIC vs WACC (are you creating value or destroying it?), Altman Z-Score (bankruptcy risk), Rule of 40 (SaaS health), DSO/DIO/DPO/CCC (working capital), current ratio, quick ratio, debt-to-EBITDA - all derived from the numbers you've already entered. • Visualize trends. A 12-month revenue/profit projection, a cost split donut, revenue stream breakdown, ring gauges for EBITDA margin and burn rate. The charts are quiet and read at a glance. • Keep invoices on file. Upload PDFs or photos of receipts and bills directly into a project. Tag vendor, amount, category, date, notes. Preview any file inline. Share back out anytime. • Export a clean summary. Generate a one-page PDF or PNG of your project's current state - net profit, FCF, key metrics, cost composition, revenue streams, every line item. Share it through Mail, Messages, WhatsApp, AirDrop, save to Files, print, anywhere the system share sheet reaches. WHY IT'S DIFFERENT Most finance apps assume you're moving money - connecting bank accounts, scraping transactions, classifying spend. JINU assumes you already know what you spent. It's the layer above that: the founder's-eye view, the board-deck-in-your-pocket, the question "what's this business actually worth?" answered with five sliders. Built iPhone-only, on purpose. No web dashboard, no shared workspaces, no team seats, no subscriptions. One app, one user (you), running on your phone, with your data following you to your next iPhone via iCloud. PRIVACY YOU CAN VERIFY • Zero third-party SDKs. No Firebase, Mixpanel, analytics, ads, or trackers. • Zero servers we operate. No JINU backend, no JINU account, no JINU login. • Your data sits in two places: your iPhone's private sandbox (encrypted at rest by iOS when you set a passcode), and your own private CloudKit database (Apple-hosted, end-to-end secured to your Apple ID). • Optional Face ID / Touch ID lock for the app itself. • Read the full privacy policy linked below - it's three minutes and we mean every word. WHAT'S IN VERSION 1.0 Welcome flow with 8 preset project types (or your own). Editable user name and project name. 5 tabs: Home, Valuation, Trends, Costs, Balance. CalloutCard pattern for Break-even, FCF, and key signals. Inline charts: line, donut, ring gauge, sensitivity grid. Invoice library with PDF/image upload, preview, share. Summary export to PDF + PNG with live timestamp. iOS 26 Liquid Glass on the bottom navigator. CloudKit sync. iCloud Key-Value Store sync for your name. Optional biometric lock. JINU is named after a sled dog. The husky on the icon is the spirit of the app: get up early, do the hard work, make it look easy. Support: [mpo.anjo@gmail.com]