Comparison

Alpha Plus vs PACIFICPOINTS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Alpha Plus

Access exclusive rewards, pay bills, and manage insurance needs on the go. Earn points for shopping and dining with partner merchants, and simplify your insurance experience with features like free quotes and claim filing.

Highlights
  • Redeem rewards points
  • Pay insurance bills online
  • File insurance claims
  • Upload claim photos
  • Earn rewards for shopping/dining
  • Request free insurance quotes
  • Manage insurance policies
Features
Read full description

- REDEEM awesome rewards - PAY your insurance bill online wherever you go - Start an insurance CLAIM and upload photos immediately - EARN rewards points for shopping and dining at any of our partner merchants Alpha Plus allows Alpha Insurers insured customers as well as Non-customers to download and install the Alpha Plus app on any smart device with any carrier and enjoy the experience and convenience it delivers. Alpha Plus is your digital pass in receiving great deals, discounts and rewards with our selected partner merchants (restrictions may apply). Simply present your mobile device with the Alpha Plus app installed while shopping at any participating merchant. The Alpha Plus mobile app for mobile devices requires an active internet connection either via Wi-Fi or telecom carrier plan (Note: Alpha Plus is not liable for fees or any charges made by your mobile phone telecom carrier). Alpha Plus also acts as a mobile application solution that will simplify your insurance experience if you are an Alpha Insurers insured customer. You can request a free quote, manage your policies, make a payment or file a claim while on the go. To ensure the safety of your Personally Identifiable Digital Information (PII), ONLY ALLOW qualified partner merchant employees to handle your mobile device throughout any transaction period. A minimum purchase of $5.00 must be made at any of our partner merchant affiliates in order to earn the set value of points for the transaction. Accumulate enough points in order to be able to redeem any rewards provided by the affiliate merchants. For more information about the Alpha Plus app, its features, or Partner Merchants affiliated with Alpha Plus, please go to www.alphaplusguam.com for further details.

About

PACIFICPOINTS

This app allows users to earn and redeem loyalty points for discounts and vouchers. Users can also use their accumulated points to make purchases and track their point balance and transaction history easily.

Highlights
  • Earn points on purchases
  • Redeem points for discounts
  • Use points for payments
  • Check point balance
  • View transaction history
Features
Read full description

PACIFICPOINTS App lets you enjoy a lifetime of rewards right at your fingertips: • Watch your points accumulate with your everyday purchases! • Exchange points for discounts, vouchers and more! • Use PACIFICPOINTS to pay for your purchases. • Check your points balance and transactions anytime, anywhere!

Screenshots

Alpha Plus3 screens
PACIFICPOINTS4 screens

Verdict

The call

The clearest difference is rating: Alpha Plus at 4.2 against PACIFICPOINTS's 3.6. Alpha Plus also leads on ads (none vs shown) and update cadence (every 8 days vs monthly). PACIFICPOINTS's advantage is ratings volume (63 vs 5). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Alpha Plus holds the better App Store score, 4.2 against 3.6. That said, the two scores are not equally well evidenced: PACIFICPOINTS has 63 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Alpha Plus ships an update every 8 days, PACIFICPOINTS monthly. The most recent releases landed on June 3, 2026 and August 31, 2026 respectively.

Scorecard6 real differences · 4 level
Alpha Plus versus PACIFICPOINTS: the parameters behind the verdict, then further details
ParameterAlpha PlusPACIFICPOINTS
PriceFreeFree
Rating4.2 (5 ratings) — better3.6 (63 ratings)
Positive reviews—22.2% of reviews
Number of ratings563 — better
Update frequencyEvery 8 days — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size18 MB127 MB
Age rating4+4+
DeveloperAlpha InsurersCPL Pacific, LLC

Customer experience

Alpha Plus

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

PACIFICPOINTS

All ratings63 ratings
Positive61.9%
Neutral9.5%
Negative28.6%
Written reviews18 reviews
Positive22.2%
Neutral22.2%
Negative55.6%

In-app purchases

None

Alpha Plus

No in-app purchases

None

PACIFICPOINTS

No in-app purchases

Questions

Is Alpha Plus free?
Alpha Plus is free to download, with no in-app purchases.
Is PACIFICPOINTS free?
PACIFICPOINTS is free to download, with no in-app purchases.
Which has better reviews, Alpha Plus or PACIFICPOINTS?
Alpha Plus is rated higher. Alpha Plus averages 4.2 out of 5 from 5 ratings, while PACIFICPOINTS averages 3.6 from 63 ratings.
Do Alpha Plus or PACIFICPOINTS have ads?
PACIFICPOINTS shows ads; Alpha Plus does not.
Which is updated more often, Alpha Plus or PACIFICPOINTS?
Alpha Plus ships an update every 8 days, and PACIFICPOINTS monthly. Most recently, Alpha Plus was updated on June 3, 2026 and PACIFICPOINTS on August 31, 2026.

Other comparisons