My treasury vs Token SGB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My treasury
Easily track all your expenses and incomes, set spending goals, and get reminders for bills. Analyze your budget with detailed reports and secure your financial data with backups.
- Track expenses and incomes
- Create custom categories
- Set and monitor spending goals
- Bill payment reminders
- Budget analysis and reports
- Secure access and backups
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My treasury helps you stay on top of everyday home finances without the mess of notes, spreadsheets, and paper receipts. TRACK EXPENSES AND INCOME IN SECONDS - add transactions even faster with a refreshed, more ergonomic form, - use categories, tags, notes, and smart suggestions, - create new tags while adding a transaction or later in settings, - manage as many accounts as you need: cash, bank account, savings, and more, - work with different currencies, - share accounts with a trusted person or another device in Premium. STAY IN CONTROL OF YOUR BUDGET AND BILLS - use tags to group expenses and income around your own themes, - set monthly spending limits, - track progress toward your goals, - get alerts when you get close to your limits, - create one-off and recurring bill reminders, - set your payday and analyze your budget on your own cycle. SEE WHERE YOUR MONEY GOES - review spending history by category, - analyze monthly and yearly results also by tags, - get insights on unusual expenses, - compare periods side by side, - check all account balances in one place, - export transactions to CSV for deeper analysis. FIND ANY TRANSACTION FAST - search by description, tags, note, date, category, and more, - go back to older expenses without digging through history manually. KEEP YOUR DATA SAFE - protect the app with an access code, - create backups and restore data when you change phones, - save backups wherever you want, including the cloud. You start with a ready-to-use account and sample categories, so you can begin right away. Adding a new expense takes only a moment, and tags, smart suggestions, and the refreshed form make everyday tracking even faster. TERMS AND CONDITIONS The app is free and ad-free. In the free version, you can use all core features and create up to three tags. In the Premium version, available as a subscription, you can additionally share accounts with other users or on your other devices, use cash flow analytics beyond the current month, and create unlimited tags. To use the Premium version, you need to purchase a subscription by going to Settings -> Subscriptions in the menu. The subscription renews automatically. In the case of renewal, the account is charged within 24 hours before the end of the subscription period. To avoid renewal, you must cancel the subscription at least 24 hours before the end of its expiration. Full terms and conditions of the My treasury application: https://dartu.app/en/my-treasury/tc
Token SGB
This mobile application provides secure and convenient access to online banking services for both individual and corporate clients. It offers an intuitive alternative to traditional access methods, requiring in-branch setup and a unique PIN for secure login.
- Secure access to online banking
- Alternative to traditional access methods
- Intuitive and convenient interface
- Mobile authorization and login
- Unique PIN for app access
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Token SGB dedykowany jest zarówno dla klientów Bankowości Internetowej korzystających z SGB24 jak i klientów korporacyjnych korzystających z Bankowości Internetowej CEB. Ta mobilna aplikacja jest intuicyjnym, wygodnym i jednocześnie bezpiecznym środkiem dostępu w Usługach Bankowości Internetowej. Token SGB stanowi atrakcyjną alternatywę dla dotychczas oferowanych środków dostępu. Aby korzystać z Tokena SGB należy w placówce banku ustalić mobilną metodę autoryzacji i logowania oraz pobrać aplikację na swoje urządzenie mobilne. Następnie otrzymasz SMS z tymczasowym hasłem logowania do Bankowości Internetowej, które jest ważne 24h. Przy pomocy identyfikatora i otrzymanego hasła logowania zaloguj się za pośrednictwem bankowości internetowej, nadaj nazwę swojemu urządzeniu autoryzującemu a na ekranie zaprezentuje się kod aktywacyjny, który musisz wprowadzić na urządzeniu autoryzującym celem powiązania urządzenia z bankowością elektroniczną. W pobranej aplikacji mobilnej zarejestruj urządzenie i przepisz kod aktywacyjny, dalej przepisz kod weryfikacyjny przesłany za pomocą SMS, ustal swój unikalny PIN, którym będziesz logować się do aplikacji Token SGB. Pamiętaj, żeby nie ujawniać nikomu numeru PIN, nikt z pracowników Banku nie będzie Cię o to pytał. Więcej informacji o Tokenie SGB znajdziesz na stronie internetowej swojego Banku.
Screenshots
Verdict
The clearest difference is rating: My treasury at 4.5 against Token SGB's 4.0. My treasury also leads on update cadence (every 11 days vs every 5 months) and review sentiment (60% vs 33%). Token SGB's advantage is in-app purchases (none vs 6) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My treasury sells 4 in-app purchases, starting at $2.99 per month. Token SGB asks for nothing beyond the download.
My treasury holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: My treasury has 21 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 60% of My treasury's written reviews are positive against 33% of Token SGB's.
My treasury ships an update every 11 days, Token SGB every 5 months. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.
| Parameter | My treasury | Token SGB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (21 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 60.3% of reviews — better | 33.3% of reviews |
| Number of ratings | 21 — better | 1 |
| Update frequency | Every 11 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 71 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Dariusz Rutkowski | SGB Bank S.A. |
Customer experience
My treasury
Token SGB
In-app purchases
My treasury
- Premium - 1 month14 Days trial2 variants$2.991 Month
- Premium - 1 month14 Days trial$3.991 Month
- Premium - 12 months14 Days trial2 variants$17.991 Year
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- Premium - 12 months14 Days trial$34.991 Year
Token SGB
No in-app purchases









