Comparison

RBSI ClearSpend vs BBVA Pivot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RBSI ClearSpend

Manage your business's commercial card spending with real-time balance and transaction details. Set limits, block merchants, and approve purchases to maintain control over company expenses. This app is designed for both administrators and cardholders.

Highlights
  • Real-time balance information
  • View transactions (pending, declined)
  • Set cardholder credit limits
  • Block merchant categories
  • Lock/unlock employee cards
  • Approve online purchases
  • Segregate spend by department
Features
Read full description

ClearSpend is the smarter way to control your business spending. The RBSi ClearSpend mobile app gives you complete control of your Commercial Card account. - Real time balance information - View transactions, including pending and declines - View regular statements - Set cardholder credit limits - Set cardholder merchant category blockings - Lock and unlock an employee’s card - Receive transaction notifications - Approve online purchases - Create departments to segregate spend - App for administrators and cardholders Registration It only takes a couple of minutes to get started on RBSi ClearSpend. Simply download the App and click ‘Need to register’ and then follow the onscreen instructions. Please note, the Business or Commercial Card account will need to be registered and activated before cardholder users can register. RBSi ClearSpend is available to eligible RBSi Business and Commercial Card account customers with compatible iOS devices and a UK or international mobile number in specific countries. Over 18s only, other terms and conditions apply.

About

BBVA Pivot

Features
Read full description

BBVA launches its new BBVA Pivot app, which allows you to manage your company's finances from your mobile. Find information from all your national and international accounts, as well as your balances and transactions, in one place. At BBVA we want to make the task of managing your company's accounts easier by providing you access any time, anywhere. You no longer need to have an app for each bank because with BBVA Pivot all your accounts are centralized. Accessing the app is simple, just enter with the same credentials you use to access the web portal. You're ready to go! Still not sure why you should use our app? These are the features that make BBVAPivot your best choice: > As soon as you access the app you see the intraday position of your accounts. > For convenience, you have the option of grouping your global accounts by country or currency. > You can view all your accounts in one currency at a glance, as well as consolidate balances. > You can manage the signing of files as well as track them, with the ability to view all your pending or processing files. At BBVA we want to grow with our users. Leave us your comments and suggestions and help us to continue improving the app. Start enjoying the advantages that BBVA Pivot offers you!

Screenshots

RBSI ClearSpend4 screens
BBVA Pivot4 screens

Verdict

The call

The clearest difference is iOS requirement: BBVA Pivot at 13.0 against RBSI ClearSpend's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
RBSI ClearSpend versus BBVA Pivot: the parameters behind the verdict, then further details
ParameterRBSI ClearSpendBBVA Pivot
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size62 MB37 MB
Age rating4+4+
DeveloperNatWest Group plcBBVA

In-app purchases

None

RBSI ClearSpend

No in-app purchases

None

BBVA Pivot

No in-app purchases

Questions

Is RBSI ClearSpend free?
RBSI ClearSpend is free to download, with no in-app purchases.
Is BBVA Pivot free?
BBVA Pivot is free to download, with no in-app purchases.
Do RBSI ClearSpend or BBVA Pivot have ads?
Neither RBSI ClearSpend nor BBVA Pivot shows ads.
Which is updated more often, RBSI ClearSpend or BBVA Pivot?
RBSI ClearSpend ships an update every 3 months, and BBVA Pivot every 3 months. Most recently, RBSI ClearSpend was updated on October 13, 2026 and BBVA Pivot on October 12, 2026.

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