DB Secure Authenticator vs BBVA Pivot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DB Secure Authenticator
This app offers a secure two-factor authentication solution for logging into accounts and authorizing transactions. It provides multiple methods for generating codes, including scanning QR codes, creating one-time passwords, and challenge/response for customer service verification. It also supports push notifications for transaction authorization.
- Two-factor authentication
- QR code scanning
- One-time password generation
- Challenge/Response verification
- Push notification authorization
- PIN and biometric login
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DB Secure Authenticator provides customers with a two-factor authentication solution for logging into accounts and for authorising transactions. For signing transactions on Deutsche Bank’s Online and Mobile banking platforms, customers from Germany can use the photoTAN app, which can be downloaded from the app store. There is a choice of 4 functions within the app: 1. Scan QR Code: Using your phone’s camera, a QR-code is scanned on-screen and a numeric response code is provided. The code may be used for logging into a DB banking application or for authorising transactions. 2. Generate a One-Time Password (OTP): On request, the app generates a numeric code which may be used for logging into a DB banking application. 3. Challenge / Response: When speaking with a DB customer service agent, an 8-digit number provided by the agent is entered into the app and a response code is provided. This function is used for customer identification via the telephone. 4. Authorising transactions: If enabled, Push Notifications can be received to inform the user of outstanding transactions. When the app is next opened the transaction details are displayed, and can be authorized without the need to scan a QR-code or type a code into the online banking application. App setup: Access to DB Secure Authenticator is controlled either via a 6 digit PIN, which you choose on first launch of the app or by using the device's biometric functionalities, such as fingerprint or facial recognition. Following the PIN setup, you are required to activate the device. This is done by either entering a provided Registration ID or by scanning two QR-codes through the online activation portal.
BBVA Pivot
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BBVA launches its new BBVA Pivot app, which allows you to manage your company's finances from your mobile. Find information from all your national and international accounts, as well as your balances and transactions, in one place. At BBVA we want to make the task of managing your company's accounts easier by providing you access any time, anywhere. You no longer need to have an app for each bank because with BBVA Pivot all your accounts are centralized. Accessing the app is simple, just enter with the same credentials you use to access the web portal. You're ready to go! Still not sure why you should use our app? These are the features that make BBVAPivot your best choice: > As soon as you access the app you see the intraday position of your accounts. > For convenience, you have the option of grouping your global accounts by country or currency. > You can view all your accounts in one currency at a glance, as well as consolidate balances. > You can manage the signing of files as well as track them, with the ability to view all your pending or processing files. At BBVA we want to grow with our users. Leave us your comments and suggestions and help us to continue improving the app. Start enjoying the advantages that BBVA Pivot offers you!
Screenshots
Verdict
The clearest difference is iOS requirement: BBVA Pivot at 13.0 against DB Secure Authenticator's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.
| Parameter | DB Secure Authenticator | BBVA Pivot |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (24 ratings) — better | — |
| Positive reviews | 10.5% of reviews | — |
| Number of ratings | 24 — better | — |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 22 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Deutsche Bank AG | BBVA |
In-app purchases
DB Secure Authenticator
No in-app purchases
BBVA Pivot
No in-app purchases
Questions
Is DB Secure Authenticator free?
Is BBVA Pivot free?
Do DB Secure Authenticator or BBVA Pivot have ads?
Which is updated more often, DB Secure Authenticator or BBVA Pivot?
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