鲨鱼资产管家 vs Paylist
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
鲨鱼资产管家
This app helps you manage multiple financial accounts, including bank cards, credit cards, investments, and loans. It provides clear tracking of asset changes and uses charts for multi-dimensional analysis of your financial status. All data is securely stored and synced to the cloud.
- One-stop asset and debt management
- Quick and easy asset addition
- Clear balance change tracking
- Multi-dimensional chart analysis
- Cloud data synchronization
- Manual balance updates for security
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【产品简介】 鲨鱼资产管家是一款专业的资产记账软件 银行卡、信用卡太多，很难管理？ 股票、基金、余额宝，投资分散，很难汇总？ 房贷、车贷等多种负债，很难统计？ 鲨鱼资产管家帮你一站式管理多种资产负债 极简操作让你轻松掌握资产变动状况 并用图表帮你多维度盘点分析资产 为了保障信息安全，无需输入任何银行账户信息，只需手动更新余额 【产品功能】 一站式管理：多种资产在此一处管理，方便又安全 快速添加：操作简单，轻松上手，快速添加资产 变动清晰：轻松查看余额变更记录，掌握资产变动状况 图表分析：资产，负债，净资产分类统计，用饼图、折线图、柱状图等，多维度帮你实时盘点资产状况，了解资产构成 数据安全：登录账号后，记录的数据实时同步在云端，数据安全更有保障
Paylist
Manage all your recurring expenses and one-time purchases in one place. Get timely reminders for renewals and expirations to avoid unwanted charges. Track your spending across different periods and currencies.
- Subscription management
- Renewal and expiration reminders
- Payment tracking
- Spending analysis by period
- Multi-currency support
- Local data backup and export
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Paylist is a subscription management app. Keep software subscriptions, in-person memberships, recurring plans of all kinds, and one-time purchases together in Paylist. See when all your subscriptions renew or expire and get reminders in advance. Record the amount and date of every payment, when each item takes effect, and any additional payments. Set a separate renewal or expiration reminder for each subscription to avoid unnecessary charges. View your spending by month, quarter, or year, with support for multiple currencies. Add App Store items directly in the app, or create custom items. We protect your privacy with no third-party analytics or cross-app tracking. Back up your data locally, and export or import it.
Screenshots
Verdict
The clearest difference is in-app purchases: 鲨鱼资产管家 at none against Paylist's 3. 鲨鱼资产管家 also leads on ratings volume (28 vs 1) and iOS requirement (14.0 vs 18.6). Paylist's advantage is update cadence (every 4 days vs every 5 months) and rating (5.0 vs 4.8). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paylist sells 3 in-app purchases, starting at $1.99 per month. 鲨鱼资产管家 asks for nothing beyond the download.
Paylist holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 鲨鱼资产管家 has 28 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 96% of 鲨鱼资产管家's written reviews are positive against 100% of Paylist's.
鲨鱼资产管家 ships an update every 5 months, Paylist every 4 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.
| Parameter | 鲨鱼资产管家 | Paylist |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (28 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 96.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 28 — better | 1 |
| Update frequency | Every 5 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 7 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Beijing Shark Pioneer Network Technology Co.,Ltd | 权东 李 |
Customer experience
鲨鱼资产管家
Paylist
In-app purchases
鲨鱼资产管家
No in-app purchases
Paylist
- Paylist Premium (Monthly)1 Month trial$1.991 Month
- Paylist Premium (Yearly)1 Month trial$16.991 Year
- Paylist Premium (Lifetime)$19.99
