Comparison

PayQin vs Djamo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayQin

This app simplifies global payments and money transfers with a secure digital wallet. It offers instant account creation, fast international transfers, and secure virtual or physical Visa cards for spending worldwide. Users can also pay bills and top up mobile phones.

Highlights
  • Instant account creation
  • Fast international transfers
  • Virtual and physical Visa cards
  • Bill payments and mobile top-ups
  • Multiple top-up options
  • Biometric authentication
Features
Read full description

PayQin makes payments and money transfers simple and borderless. With a secure account and both virtual and physical Visa cards, you can send, receive, and spend money worldwide. Key Features: • Instant account creation: open and manage your wallet in minutes. • Fast & affordable international transfers: send money securely to family, friends, or business partners. • Secure Visa cards: create and use your virtual or physical Visa cards for online and in-store payments. • Bill payments & mobile top-ups: pay bills and recharge mobile phones worldwide. • Flexible top-up options: fund your wallet via bank card, transfer, MoneyGram, or crypto (Stellar network). • Enhanced security: biometric authentication and device-based private keys. With PayQin, money is truly without borders.

About

Djamo

Manage your finances with a Visa account and card. Easily top up, pay, transfer, and withdraw funds with no hidden fees. Open an account and get your card delivered quickly for global payments.

Highlights
  • Visa account and card
  • Fee-free top-ups, payments, transfers, withdrawals
  • 2-minute account opening
  • Free card delivery in Abidjan
  • Global payment capabilities
  • Multi-level security systems
  • PCI DSS certified
Features
Read full description

Le compte et la carte Visa pour mieux gérer votre argent. - Rechargez, payez, transférez et retirez sans frais avec votre - carte Visa Djamo. - Ouvrez un compte et Commandez votre carte VISA à partir de l’application Djamo en 2 minutes. - Faites-vous livrer votre carte gratuitement partout à Abidjan. - Payez et retirez partout dans le monde entier grâce à votre carte VISA. *Des frais peuvent s'appliquer à partir d'une certaine limite d'usage selon votre plan tarifaire. Ouverture de compte Pour ouvrir un compte Djamo, il suffit d'aller sur www.djamo.ci et de s’inscrire pour recevoir votre code d'invitation, ou d'être référé par un ami qui est déjà notre client. La sécurité qui vous convient - Djamo utilise de multiples niveaux de systèmes de sécurité pour protéger votre argent et prévenir toute utilisation non autorisée - Djamo est certifié PCI DSS et dispose de la technologie 3D Secure de VISA pour la protection des paiements en ligne. - Votre argent est gardé chez nos banques partenaires régulées par la BCEAO Support client par chat à travers notre application ou le site web, 7 j/7, de 8h à 20h

Screenshots

PayQin4 screens
Djamo4 screens

Verdict

The call

The clearest difference is review sentiment: Djamo at 64% against PayQin's 21%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayQin ships an update monthly, Djamo fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
PayQin versus Djamo: the parameters behind the verdict, then further details
ParameterPayQinDjamo
PriceFreeFree
Rating—4.6 (1.3K ratings) — better
Positive reviews21.2% of reviews64.0% of reviews — better
Number of ratings—1.3K — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size122 MB137 MB
Age rating4+17+
DeveloperPayQin LimitedDjamo

Customer experience

PayQin

Written reviews99 reviews
Positive21.2%
Neutral9.1%
Negative69.7%

Djamo

All ratings1,339 ratings
Positive90.3%
Neutral4.1%
Negative5.6%
Written reviews161 reviews
Positive64.0%
Neutral5.6%
Negative30.4%

Bugs and requests

PayQin

Not enough reviews yet to summarise bugs or requests.

Djamo

Reported bugs

3 issues
  • Disappearing account balances
  • Inability to access the app
  • Recurring payment issues

Requested features

3 requests
  • Add Binance pay integration
  • Connect Djamo with mobile money accounts
  • Improve compatibility with Apple Pay

In-app purchases

None

PayQin

No in-app purchases

None

Djamo

No in-app purchases

Questions

Is PayQin free?
PayQin is free to download, with no in-app purchases.
Is Djamo free?
Djamo is free to download, with no in-app purchases.
Do PayQin or Djamo have ads?
Neither PayQin nor Djamo shows ads.
Which is updated more often, PayQin or Djamo?
PayQin ships an update monthly, and Djamo fortnightly. Most recently, PayQin was updated on November 6, 2026 and Djamo on November 7, 2026.

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