DB Secure Authenticator vs Sbu Subscriptions
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DB Secure Authenticator
This app offers a secure two-factor authentication solution for logging into accounts and authorizing transactions. It provides multiple methods for generating codes, including scanning QR codes, creating one-time passwords, and challenge/response for customer service verification. It also supports push notifications for transaction authorization.
- Two-factor authentication
- QR code scanning
- One-time password generation
- Challenge/Response verification
- Push notification authorization
- PIN and biometric login
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DB Secure Authenticator provides customers with a two-factor authentication solution for logging into accounts and for authorising transactions. For signing transactions on Deutsche Bank’s Online and Mobile banking platforms, customers from Germany can use the photoTAN app, which can be downloaded from the app store. There is a choice of 4 functions within the app: 1. Scan QR Code: Using your phone’s camera, a QR-code is scanned on-screen and a numeric response code is provided. The code may be used for logging into a DB banking application or for authorising transactions. 2. Generate a One-Time Password (OTP): On request, the app generates a numeric code which may be used for logging into a DB banking application. 3. Challenge / Response: When speaking with a DB customer service agent, an 8-digit number provided by the agent is entered into the app and a response code is provided. This function is used for customer identification via the telephone. 4. Authorising transactions: If enabled, Push Notifications can be received to inform the user of outstanding transactions. When the app is next opened the transaction details are displayed, and can be authorized without the need to scan a QR-code or type a code into the online banking application. App setup: Access to DB Secure Authenticator is controlled either via a 6 digit PIN, which you choose on first launch of the app or by using the device's biometric functionalities, such as fingerprint or facial recognition. Following the PIN setup, you are required to activate the device. This is done by either entering a provided Registration ID or by scanning two QR-codes through the online activation portal.
Sbu Subscriptions
Track all your recurring expenses in one place. Get timely reminders before renewals and trial periods end. Visualize your spending with a payments calendar and export your data.
- Unlimited subscription tracking
- Customizable renewal cycles
- Spending overview and currency conversion
- Free trial reminders
- Payments calendar
- Data export and import
- iCloud sync
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Add your subscriptions and at the top you see what you spend a year, or a month. Before each renewal a reminder tells you the day and the amount. - Unlimited subscriptions, from a list of known services or your own - Weekly, monthly, quarterly and yearly cycles, every N days, weeks, months or years, one-off or in instalments - What you spend in one figure, with other currencies converted at the ECB rates included in the app, or at your own - Free trials with the days left and the price after the trial - Reminders before each renewal and before a trial ends, at the time you choose - Payments calendar with the month's total and what's still to pay - Price changes from a date, payment history and Mark as paid - Categories, lists and payment methods; sort, group, filter and search - Pause, cancel and reactivate without losing anything - Help to cancel: the service's website or your App Store subscriptions - Widgets for the Home Screen and the Lock Screen - Siri, Shortcuts and Spotlight - Export and import as CSV, from a spreadsheet too - iCloud stays off until you turn it on: then your subscriptions sync across your devices, through your own iCloud - Share a list with anyone, through iCloud and only when you choose: they see it read only, with its total - Light and dark, Dynamic Type, VoiceOver Sbu does one thing: it tells you what your subscriptions cost, so no renewal takes you by surprise. No subscription. No in-app purchases. No account. No ads. No tracking. Data stays on your device.
Screenshots
Verdict
The clearest difference is review sentiment: Sbu Subscriptions at 100% against DB Secure Authenticator's 10%. Sbu Subscriptions also leads on rating (5.0 vs 1.5). DB Secure Authenticator's advantage is ratings volume (24 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sbu Subscriptions holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: DB Secure Authenticator has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 10% of DB Secure Authenticator's written reviews are positive against 100% of Sbu Subscriptions's.
DB Secure Authenticator ships an update every 3 months, Sbu Subscriptions every 2 months. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.
| Parameter | DB Secure Authenticator | Sbu Subscriptions |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (24 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 10.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 24 — better | 1 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 22 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Deutsche Bank AG | Matteo Giuditta |
Customer experience
DB Secure Authenticator
Sbu Subscriptions
In-app purchases
DB Secure Authenticator
No in-app purchases
Sbu Subscriptions
No in-app purchases
Questions
Is DB Secure Authenticator free?
Is Sbu Subscriptions free?
Which has better reviews, DB Secure Authenticator or Sbu Subscriptions?
Do DB Secure Authenticator or Sbu Subscriptions have ads?
Which is updated more often, DB Secure Authenticator or Sbu Subscriptions?
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