Comparison

DB Secure Authenticator vs Sbu Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DB Secure Authenticator

This app offers a secure two-factor authentication solution for logging into accounts and authorizing transactions. It provides multiple methods for generating codes, including scanning QR codes, creating one-time passwords, and challenge/response for customer service verification. It also supports push notifications for transaction authorization.

Highlights
  • Two-factor authentication
  • QR code scanning
  • One-time password generation
  • Challenge/Response verification
  • Push notification authorization
  • PIN and biometric login
Read full description

DB Secure Authenticator provides customers with a two-factor authentication solution for logging into accounts and for authorising transactions. For signing transactions on Deutsche Bank’s Online and Mobile banking platforms, customers from Germany can use the photoTAN app, which can be downloaded from the app store. There is a choice of 4 functions within the app: 1. Scan QR Code: Using your phone’s camera, a QR-code is scanned on-screen and a numeric response code is provided. The code may be used for logging into a DB banking application or for authorising transactions. 2. Generate a One-Time Password (OTP): On request, the app generates a numeric code which may be used for logging into a DB banking application. 3. Challenge / Response: When speaking with a DB customer service agent, an 8-digit number provided by the agent is entered into the app and a response code is provided. This function is used for customer identification via the telephone. 4. Authorising transactions: If enabled, Push Notifications can be received to inform the user of outstanding transactions. When the app is next opened the transaction details are displayed, and can be authorized without the need to scan a QR-code or type a code into the online banking application. App setup: Access to DB Secure Authenticator is controlled either via a 6 digit PIN, which you choose on first launch of the app or by using the device's biometric functionalities, such as fingerprint or facial recognition. Following the PIN setup, you are required to activate the device. This is done by either entering a provided Registration ID or by scanning two QR-codes through the online activation portal.

About

Sbu Subscriptions

Track all your recurring expenses in one place. Get timely reminders before renewals and trial periods end. Visualize your spending with a payments calendar and export your data.

Highlights
  • Unlimited subscription tracking
  • Customizable renewal cycles
  • Spending overview and currency conversion
  • Free trial reminders
  • Payments calendar
  • Data export and import
  • iCloud sync
Features
Read full description

Add your subscriptions and at the top you see what you spend a year, or a month. Before each renewal a reminder tells you the day and the amount. - Unlimited subscriptions, from a list of known services or your own - Weekly, monthly, quarterly and yearly cycles, every N days, weeks, months or years, one-off or in instalments - What you spend in one figure, with other currencies converted at the ECB rates included in the app, or at your own - Free trials with the days left and the price after the trial - Reminders before each renewal and before a trial ends, at the time you choose - Payments calendar with the month's total and what's still to pay - Price changes from a date, payment history and Mark as paid - Categories, lists and payment methods; sort, group, filter and search - Pause, cancel and reactivate without losing anything - Help to cancel: the service's website or your App Store subscriptions - Widgets for the Home Screen and the Lock Screen - Siri, Shortcuts and Spotlight - Export and import as CSV, from a spreadsheet too - iCloud stays off until you turn it on: then your subscriptions sync across your devices, through your own iCloud - Share a list with anyone, through iCloud and only when you choose: they see it read only, with its total - Light and dark, Dynamic Type, VoiceOver Sbu does one thing: it tells you what your subscriptions cost, so no renewal takes you by surprise. No subscription. No in-app purchases. No account. No ads. No tracking. Data stays on your device.

Screenshots

DB Secure Authenticator4 screens
Sbu Subscriptions4 screens

Verdict

The call

The clearest difference is review sentiment: Sbu Subscriptions at 100% against DB Secure Authenticator's 10%. Sbu Subscriptions also leads on rating (5.0 vs 1.5). DB Secure Authenticator's advantage is ratings volume (24 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sbu Subscriptions holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: DB Secure Authenticator has 24 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 10% of DB Secure Authenticator's written reviews are positive against 100% of Sbu Subscriptions's.

UpkeepUpdate frequency

DB Secure Authenticator ships an update every 3 months, Sbu Subscriptions every 2 months. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
DB Secure Authenticator versus Sbu Subscriptions: the parameters behind the verdict, then further details
ParameterDB Secure AuthenticatorSbu Subscriptions
PriceFreeFree
Rating1.5 (24 ratings)5.0 (1 ratings) — better
Positive reviews10.5% of reviews100.0% of reviews — better
Number of ratings24 — better1
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size22 MB9 MB
Age rating4+4+
DeveloperDeutsche Bank AGMatteo Giuditta

Customer experience

DB Secure Authenticator

All ratings24 ratings
Positive12.5%
Neutral0.0%
Negative87.5%
Written reviews153 reviews
Positive10.5%
Neutral2.6%
Negative86.9%

Sbu Subscriptions

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

DB Secure Authenticator

No in-app purchases

None

Sbu Subscriptions

No in-app purchases

Questions

Is DB Secure Authenticator free?
DB Secure Authenticator is free to download, with no in-app purchases.
Is Sbu Subscriptions free?
Sbu Subscriptions is free to download, with no in-app purchases.
Which has better reviews, DB Secure Authenticator or Sbu Subscriptions?
Sbu Subscriptions is rated higher. DB Secure Authenticator averages 1.5 out of 5 from 24 ratings, while Sbu Subscriptions averages 5.0 from 1 ratings.
Do DB Secure Authenticator or Sbu Subscriptions have ads?
Neither DB Secure Authenticator nor Sbu Subscriptions shows ads.
Which is updated more often, DB Secure Authenticator or Sbu Subscriptions?
DB Secure Authenticator ships an update every 3 months, and Sbu Subscriptions every 2 months. Most recently, DB Secure Authenticator was updated on October 21, 2026 and Sbu Subscriptions on October 25, 2026.

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