DailyPay On vs TruSpend

‘About DailyPay’ Take control of your financial future. DailyPay gives you access to your earned pay, plus tools to save money and monitor your credit, all in one place. ACCESS YOUR EARNED PAY INSTANTLY Get your hard-earned money as soon as your shift ends. You always have a no-fee* instant transfer option available. TRACK YOUR EARNINGS & CREDIT IN REAL-TIME See your earnings in real-time and monitor your credit score for free. GET YOUR DAILYPAY VISA® PREPAID CARD Spend anywhere Visa is accepted with FDIC-insured protection. Keep your card even when you change jobs. BUILD SMART SAVINGS AUTOMATICALLY Set personalized savings goals and get the tools, expert coaching, and resources to reach them. UNLOCK CURATED OFFERS & CASH BACK¶ Get cash back plus exclusive deals on the everyday essentials you need most, like gas, groceries & insurance.​​​​​​​​​​​​​​ TRUSTED WITH 24/7 SUPPORT Count on award-winning customer support backed by industry-standard security, protecting your money and data. —- Download the app for free and get started in minutes. —- IMPORTANT DETAILS FOR ELIGIBILITY DailyPay is a voluntary employer-provided benefit. Please check with your employer if you have questions about your eligibility. DISCLOSURES The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. ¶Cash Back rewards earned on qualifying purchases will generally be transferred to your Card Account within 49 days after the qualifying purchase is settled. If you close your Card Account, any earned Cash Back rewards not yet transferred to your Card Account will be forfeited. See the DailyPay Cash Back Program Terms & Conditions for full details. *On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit. Instant Transfers may not be available to residents in all states. Your funds are FDIC insured through The Bancorp Bank, N.A.; Member FDIC. DailyPay is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

Learn to budget with the help of your emotions! TruSpend is a budgeting app that helps you keep track of money you’re spending on subscriptions, on everyday life like groceries, insurance, housing, etc. You input your needs for the month. It will have a calendar with deadlines for the individual's needs. Simultaneously, emotions are added into this to better understand how your mood influences purchases! Calendar: Shows your budgets throughout the months - How often a bill is due or if anything is due - Add or delete bills - Add a new bill or subscription by pressing the “+” button Specialized sections for certain needs: Utilities, groceries, savings, personal, etc,. - Chart that shows mood based purchases (if applicable) - Note section to jot a thought down or a reminder - A display section that shows percentage of how much is being spent due to what emotions (or topics) Summary: Track how basic needs are being distributed through your overall budget! This will display how much money is being spent on a pie chart with only you having to input the numbers! Debt tracker: keep track of your debt while also naming what type of debt it is! It adds based off of the name so you don’t have to worry about having several charts!