Stake vs Willby

Stake is a Sydney-based investing platform that breaks barriers between ambition and financial progress. Join 1M+ customers and get seamless access to ASX & Wall St stocks, an income fund, SMSF admin and more. EFFORTLESS U.S. INVESTING + Access 11,000+ Wall St stocks and ETFs + Invest from as little as US$10 with fractional shares + Extended Hours brings you pre-market and after hours trading ASX WITH CONFIDENCE + Invest in 2,500+ Aussie stocks, ETFs, exchange-traded bonds and more + Enjoy the security of CHESS sponsorship – your HIN, your shares + A$3 brokerage on all trades up to A$30K SIMPLE TRADING EXPERIENCE + $3 brokerage on all trades up to $30K (figures in USD for Stake Wall St) + Jump between markets with a single tap + Fund instantly with convenient methods including Apple Pay and Google Pay + Performance chart to track your overall returns + Paperless onboarding and uncomplicated tax reporting STAKE ACCUMULATE + An income fund with a target return 1.5-2% p.a. above the RBA cash rate + Ability to reinvest earnings with the aim of compounding over time + Move your money in and out with no exit fees + Features that aim to make up for shortfalls if the target return isn’t met + Read the Product Disclosure Statement for details STAKE SUPER + Take control of your super investments with Australia’s most hassle-free SMSF admin + SMSF setup, administration, accounting, audits and more from only $990/year + Seamless integration with Stake’s award-winning investing platform + Invest your own super in shares, property, and more + Refer a friend and split a $400 reward when they successfully join Stake Super SECURITY FOCUS + Stake and its partners are regulated in Australia, New Zealand and the U.S. + Multi-factor authentication to help protect your account + Direct ownership of your ASX stocks via CHESS + Your U.S. shares are protected for up to US$500K under SIPC + Adherence to a strict privacy policy and commitment to data security STAKE REWARDS + Free U.S. stock when you open and fund your account + Refer friends to receive brokerage discounts and free stock + Bring A$1,000+ of ASX shares and get a year of $0 brokerage on Stake AUS + Transfer US$500 worth of U.S. stock to Stake Wall St and get a full $DBX share ADVANCED FEATURES WITH STAKE BLACK + View Analyst Ratings and Price Targets with Stake Black Wall St + Access Full Financials on U.S. stocks + Trade Wall St on unsettled funds with Instant Buying Power + See Market Depth and Course of Sales with Stake Black AUS + Memberships starting at A$12/month ***What the experts say: “Stake is a game changer.” — Motley Fool “Stake changed the investment scene.” — Canstar ***Over 12,000 5-star reviews: “The best place to invest in ASX and U.S. shares” — Mitchell R “Super simple, easiest set up, HIN and US tax forms all taken care of.” — Joe W “Stake’s platform is uncomplicated, so easy to navigate across markets and listings.” — Bruce S LEGAL At Stake, we’re focused on giving you a better investing experience, but we don’t take into account your personal objectives, circumstances or financial needs. When you invest, your capital is at risk. The value of investments can go down as well as up and you may receive back less than your original investment. All references and images are for demonstrative purposes only and is not a recommendation to invest in the securities listed. We recommend that you do your own research before making any investment decision. It may be appropriate to speak with a licensed financial adviser or seek appropriate taxation and legal advice. No representation or warranty is made as to the timeliness, reliability, accuracy or completeness of the material and Stake does not accept any responsibility arising from errors in, or omissions from, the data. Our full terms and conditions, privacy policy and disclaimers can be accessed on our website: https://hellostake.com/legal/terms-conditions

Make your will tonight - on your iPhone, in plain English, with nothing leaving your device. Most Australians put off their will for years. It feels expensive, complicated, and a little grim. Willby makes it calm: answer guided questions for about 20 minutes and watch your will take shape as you go. Preview it free. Pay once - from $49 - only when you're ready to export. PRIVATE BY DESIGN Your will names your family, your assets and your wishes. That's nobody's business but yours. • 100% on-device - no account, no cloud, no server. Your answers never leave your iPhone. • We couldn't read your will if we wanted to. • No tracking, no ads, and nothing to sign up for. The wizard runs entirely on your device. BUILT FOR AUSTRALIAN LAW • State-aware wording, witnessing rules and signing guidance for every state and territory. • Plain English at every step - clear explanations, no legalese. • Guided to the finish: print, then sign with two witnesses using the step-by-step checklist and shareable witness kit. • A one-page brief for each executor, so the people you trust know exactly what to do. • Free estate-planning tips built in - useful before you pay a cent. HONEST, ONE-TIME PRICING Know the full price before you start — and pay nothing until your will is ready. • Simple Will ($49 one-time) - beneficiaries, executors, personal items and witnesses, exported as a clean, signature-ready PDF. • Complete Estate ($59 one-time) - everything in Simple, plus guardians for your children, real property, shares & investments, and contingent trusts. • Statutory Declaration ($19) and Advance Care Directive ($29) - optional documents, also one-time. Yours forever. No subscription required. No appointments, no waiting weeks, no solicitor bill that runs into the hundreds. HOW IT WORKS 1. Answer guided questions about your wishes — about 20 minutes. 2. Preview your document free, updating live as you edit. 3. Pay once, export a watermark-free PDF, then print and sign it with two witnesses. Willby walks you through making it official. KEEP IT CURRENT — WILLBYONE (OPTIONAL) Life changes — marriages, babies, homes, law reform. WillbyOne Yearly ($19.99/year, auto-renewing) adds unlimited edits and law-change alerts so your documents keep pace with your life. Entirely optional — your will remains yours forever without it. Payment is charged to your Apple ID account. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. A NOTE ON TRUST We'll be straight with you: Willby is a self-help tool, not a law firm, and does not provide legal advice. Your will becomes legally effective when it is signed and witnessed correctly under your state's law — we guide you through that carefully, and we recommend having your documents reviewed by an Australian legal practitioner, especially for complex estates. Your will. Your data. Your peace of mind. Questions? support@willby.com.au - a real person reads every message. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.willby.com.au/privacy