BlackRock Institutional vs Ask Nicki

BlackRock Institutional offers financial insights, investor education and community. Our clients can also access and monitor their investment portfolios on the go. Key Features: - Access trusted insights, community and education content in multimedia formats from BlackRock experts, including strategists from the BlackRock Investment Institute, portfolio managers, public policy experts and more. - Go beyond the daily chatter with perspectives supported by in-depth analyses, interactive charts and stats. - Identify key themes impacting the markets today, or dive into specific asset classes to discover stories relevant to your interests. - Explore our tactical market views and strategic allocation perspectives, to help enable better-informed investing decisions. - Dive deeper into areas of interest by accessing extended publications on topics such as geopolitical risk, portfolio design and our quarterly investment outlook. For Institutional / Wholesale Investors, Professional Clients, and Qualified Investors Only IMPORTANT NOTICE AND CONSENT This is for distribution to Professional Clients (as defined by the Financial Conduct Authority or MiFID Rules) only and should not be relied upon by any other persons. The BlackRock Institutional app is available to Institutional Investors /Professional investors / Wholesale Investors as such term may apply under the relevant local legislations in the U.S., Canada, UK, Australia, Germany, France, Italy, Switzerland, Netherlands, Norway, Denmark, Finland, Sweden, Iceland, Portugal, Mexico, Colombia, Chile, Brazil, Belgium, Luxembourg, Spain. The BlackRock Institutional app is available to all investors in Singapore and Hong Kong. By tapping "get", you consent to the installation of this app and any updates or upgrades that are released through the platform. You understand and agree that this app (incl. any updates or upgrades) may (i) cause your device to automatically communicate with BlackRock's servers to deliver the functionality described above and to record usage metrics for performance reporting purposes, (ii) affect app-related preferences or data stored on your device, and (iii) collect personal information to provide the features described above and as set out in our Privacy Policy (see links below). You can withdraw your consent at any time by removing or disabling this app. If you signed up to receive push notifications when new content is published, you will receive an alert when each piece of content is published. Privacy Policy: (U.S., HK, SG, CA, AU, UK, D, NL, FR, IT, ES, SE, CH, NO, DK, FI, BE, LU, IS, MX, BR, CL, CO) https://www.blackrock.com/corporate/compliance/privacy-policy Contact: https://www.blackrock.com/corporate/about-us/contacts-locations This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are subject to change. References to specific securities, asset classes and financial markets are for illustrative purposes only and are not intended to be and should not be interpreted as recommendations. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. Past performance is not a guide to future performance. There are risks associated with investing, including loss of principal. The value sof investments and the income from them can fall as well as rise and is not guaranteed. Changes in the rates of exchange between currencies may cause the value of investments to fluctuate. ©2022 BlackRock, Inc., All Rights Reserved. MKTGH1222U/M-2581577-33/33

Money finally makes sense. Ask Nicki is the money app for Gen Z. No shame, no jargon, no hype. Just real money help, explained like a text from your smartest friend. ASK NICKI, YOUR POCKET MONEY COACH Ask anything about saving, budgeting, debt, your first paycheck, investing, or how the economy actually works, and get a warm, straight answer, not a lecture. Stressed about a bill? Wondering if you can afford something? Just ask, like you are texting a friend. TRACK IT BY TALKING Tell Nicki what you spent ("dropped $40 on shein") and she logs it for you. Or tap to quick add. At the end of the month, see where your money actually went and whether you are on track, with a recap that is honest and never a guilt trip. DAILY DRIP, MONEY IN 2 MINUTES Short lessons built around what you already do, like doom spending, BNPL, your first paycheck, and betting. Each one lands a single idea and one action, then gets out of your way. No textbooks. No homework. IT ALL STAYS ON YOUR PHONE Your budget, your goals, and your chats live on your device, not our servers. No bank connection. Nothing to sell, nothing to breach. You sign in with Apple, and the only thing that ever leaves your phone is a question you choose to ask Nicki. LEARN WHAT NO ONE TAUGHT YOU Inflation, compounding, index funds, credit, emergency funds, and yes, Bitcoin and sound money, all explained in plain english as ideas to understand, never as pressure to buy anything. Ask Nicki is free to start. Reserve unlocks every lesson and more time with Nicki each day. Make money make sense. Educational information only. Not financial, tax, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/