Yara Early Access vs Ask Nicki

Your service providers use AI to decide what you pay, how long you wait on hold, and what offer keeps you from leaving. Yara is the AI on the other side of that table—your side. Yara is your personal advocate when dealing with the companies you pay every month, including internet, mobile, insurance, utilities, streaming services, and more. See Your Money Clearly -Securely connect your bank and ask Yara anything about your spending in plain English. -Set budgets and keep them honest. -See all your providers and upcoming bills in one place so nothing sneaks up on you. Stop Overpaying -Pick a bill, and Yara will dig in line by line to find where you are overpaying. -Get specific, actionable savings recommendations, not generic tips. Let Yara Make the Call -When it's time to deal with a provider, Yara gets on the phone for you. -Every call is saved with a full transcript, providing a record of what was said and what was promised.Privacy First Your data is encrypted, protected by Face ID, and accessed only with your consent. Yara works for you—never for your providers. We have no kickbacks or affiliate conflicts. Early Access This is just the beginning. We are building toward a Yara that watches every bill, catches billing errors, tracks renewals, and fights for you around the clock. Early access users shape what comes next—we read every piece of feedback. Download Yara and put an advocate in your pocket.

Money finally makes sense. Ask Nicki is the money app for Gen Z. No shame, no jargon, no hype. Just real money help, explained like a text from your smartest friend. ASK NICKI, YOUR POCKET MONEY COACH Ask anything about saving, budgeting, debt, your first paycheck, investing, or how the economy actually works, and get a warm, straight answer, not a lecture. Stressed about a bill? Wondering if you can afford something? Just ask, like you are texting a friend. TRACK IT BY TALKING Tell Nicki what you spent ("dropped $40 on shein") and she logs it for you. Or tap to quick add. At the end of the month, see where your money actually went and whether you are on track, with a recap that is honest and never a guilt trip. DAILY DRIP, MONEY IN 2 MINUTES Short lessons built around what you already do, like doom spending, BNPL, your first paycheck, and betting. Each one lands a single idea and one action, then gets out of your way. No textbooks. No homework. IT ALL STAYS ON YOUR PHONE Your budget, your goals, and your chats live on your device, not our servers. No bank connection. Nothing to sell, nothing to breach. You sign in with Apple, and the only thing that ever leaves your phone is a question you choose to ask Nicki. LEARN WHAT NO ONE TAUGHT YOU Inflation, compounding, index funds, credit, emergency funds, and yes, Bitcoin and sound money, all explained in plain english as ideas to understand, never as pressure to buy anything. Ask Nicki is free to start. Reserve unlocks every lesson and more time with Nicki each day. Make money make sense. Educational information only. Not financial, tax, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/