Americor vs Rateo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Americor
Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.
- View upcoming payments and history
- Upload documents
- Track settlement progress
- View settlement offers
- Receive account notifications
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Americor Clients can now easily manage their accounts through the app. Our app makes it easy to: • View your upcoming payments and your payment history • Simply upload documents via the app (Improved) • View settlement progress with creditors • View settlement offers • Receive notifications about your account Americor is a next generation finance technology company. Our proprietary platform was designed from the ground up with one goal in mind: help consumers get out of debt. Our technology allows consumers to restructure their debt and provide them with lower cost debt consolidation loans.
Rateo
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Never miss an installment again. Every "pay later" provider has its own app, its own calendar and its own reminders. Rateo brings them all together in one place: a clear view of what you owe, to whom, and when, including installments on credit cards and bank accounts. Download Rateo and stop chasing due dates scattered across ten different apps. WHAT IT DOES - A dashboard with all your active plans, sorted by due date - A calendar to see what is due in the coming days - Reminders so a charge never catches you off guard - Add a plan in seconds: provider, amount, number of installments, first due date - Mark installments as paid and track what is left to pay YOUR DATA STAYS YOURS No account, no login, no cloud. All your data is stored only on your phone. WITH RATEO PRO - Unlimited plans (the free version includes up to 3 active plans) - Purchase simulator: see how a new purchase changes your upcoming months before you buy - Spending analytics by month, provider and category - Wishlist, to evaluate a purchase before turning it into a real plan - Data backup and JSON export Rateo is not a loan, mortgage or investment app: it does not provide credit and does not replace your provider or your bank. It is simply the tool you were missing to keep everything under control. SUBSCRIPTION Rateo PRO is available as an auto-renewing annual subscription or as a one-time Lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings. Privacy Policy: https://sites.google.com/view/rateo-bnpltracker Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Americor at none against Rateo's 2. Rateo's advantage is update cadence (every 4 days vs every 4 weeks) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Rateo sells 2 in-app purchases, starting at $19.99 per year. Americor asks for nothing beyond the download.
Americor ships an update every 4 weeks, Rateo every 4 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.
| Parameter | Americor | Rateo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.3K ratings) — better | — |
| Positive reviews | 21.2% of reviews | — |
| Number of ratings | 1.3K — better | — |
| Update frequency | Every 4 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 239 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Americor Funding, Inc | Fabrizio Marinelli |
Bugs and requests
Americor
Reported bugs
3 issues- App crashes and freezes
- Login issues
- Compatibility problems with iOS 18.1
Requested features
3 requests- Provide clear fee information upfront
- Improve communication and transparency
- Offer better debt settlement options
Rateo
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Americor
No in-app purchases
Rateo
- Rateo PRO Annual7 Days trial$19.991 Year
- Rateo PRO Lifetime$49.99









