Comparison

Americor vs Rateo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Americor

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

Highlights
  • View upcoming payments and history
  • Upload documents
  • Track settlement progress
  • View settlement offers
  • Receive account notifications
Features
Read full description

Americor Clients can now easily manage their accounts through the app. Our app makes it easy to: • View your upcoming payments and your payment history • Simply upload documents via the app (Improved) • View settlement progress with creditors • View settlement offers • Receive notifications about your account Americor is a next generation finance technology company. Our proprietary platform was designed from the ground up with one goal in mind: help consumers get out of debt. Our technology allows consumers to restructure their debt and provide them with lower cost debt consolidation loans.

About

Rateo

Features
Read full description

Never miss an installment again. Every "pay later" provider has its own app, its own calendar and its own reminders. Rateo brings them all together in one place: a clear view of what you owe, to whom, and when, including installments on credit cards and bank accounts. Download Rateo and stop chasing due dates scattered across ten different apps. WHAT IT DOES - A dashboard with all your active plans, sorted by due date - A calendar to see what is due in the coming days - Reminders so a charge never catches you off guard - Add a plan in seconds: provider, amount, number of installments, first due date - Mark installments as paid and track what is left to pay YOUR DATA STAYS YOURS No account, no login, no cloud. All your data is stored only on your phone. WITH RATEO PRO - Unlimited plans (the free version includes up to 3 active plans) - Purchase simulator: see how a new purchase changes your upcoming months before you buy - Spending analytics by month, provider and category - Wishlist, to evaluate a purchase before turning it into a real plan - Data backup and JSON export Rateo is not a loan, mortgage or investment app: it does not provide credit and does not replace your provider or your bank. It is simply the tool you were missing to keep everything under control. SUBSCRIPTION Rateo PRO is available as an auto-renewing annual subscription or as a one-time Lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings. Privacy Policy: https://sites.google.com/view/rateo-bnpltracker Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Americor4 screens
Rateo4 screens

Verdict

The call

The clearest difference is in-app purchases: Americor at none against Rateo's 2. Rateo's advantage is update cadence (every 4 days vs every 4 weeks) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rateo sells 2 in-app purchases, starting at $19.99 per year. Americor asks for nothing beyond the download.

UpkeepUpdate frequency

Americor ships an update every 4 weeks, Rateo every 4 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
Americor versus Rateo: the parameters behind the verdict, then further details
ParameterAmericorRateo
PriceFreeFree
Rating4.6 (1.3K ratings) — better—
Positive reviews21.2% of reviews—
Number of ratings1.3K — better—
Update frequencyEvery 4 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size239 MB30 MB
Age rating4+4+
DeveloperAmericor Funding, IncFabrizio Marinelli

Bugs and requests

Americor

Reported bugs

3 issues
  • App crashes and freezes
  • Login issues
  • Compatibility problems with iOS 18.1

Requested features

3 requests
  • Provide clear fee information upfront
  • Improve communication and transparency
  • Offer better debt settlement options

Rateo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Americor

No in-app purchases

2 purchases

Rateo

Subscriptions1
  • Rateo PRO Annual7 Days trial$19.991 Year
One-time1
  • Rateo PRO Lifetime$49.99

Questions

Is Americor free?
Americor is free to download, with no in-app purchases.
Is Rateo free?
Rateo is free to download, with in-app purchases available.
Do Americor or Rateo have ads?
Neither Americor nor Rateo shows ads.
Which is updated more often, Americor or Rateo?
Americor ships an update every 4 weeks, and Rateo every 4 days. Most recently, Americor was updated on October 29, 2026 and Rateo on October 26, 2026.

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