Petal Card vs Ted Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Petal Card
This app helps individuals build credit and manage finances responsibly. It offers credit cards designed for credit building, with features like cash back rewards and tools to track your credit score and set budgets. The service aims to provide financial innovation and opportunity to a wider audience.
- Build credit history
- Cash back rewards
- Credit score tracking
- Budget management
- Subscription management
- View accounts in one place
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Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify. GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2. UNBELIEVABLE - You actually read this far, thanks!
Ted Pay
This app allows users to easily charge credit and debit cards to facilitate business transactions. The sign-up process is quick and straightforward, enabling users to start processing payments in minutes.
- Charge credit and debit cards
- Build your business
- Quick account creation
- Simple sign-up process
- Process payments
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Ted Pay App is the easy way to charge with credit and debit cards HOW IT WORKS Create your account, enter an amount and charge credit and debit cards to help build your business SIGN UP IN SECONDS It only takes a minute to download and sign up for Ted Pay. The sign up process is simple and fast so that you can start using Ted Pay as quickly as possible We are always excited to hear from you! If you have comments, questions or concerns, email us at: info@thegoldb.com Thanks for trusting Ted Pay #TedPayApp
Screenshots
Verdict
The clearest difference is ratings volume: Petal Card at 11K against Ted Pay's 1. Ted Pay's advantage is rating (5.0 vs 4.7) and iOS requirement (11.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ted Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Petal Card has 11K ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Petal Card | Ted Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 17.9% of reviews | — |
| Number of ratings | 11K — better | 1 |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 11.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Petal | KAMPCOE PROPERTIES LLC |
Customer experience
Petal Card
Ted Pay
Bugs and requests
Petal Card
Reported bugs
2 issues- App crashes or logs users out frequently
- Payment processing issues, double charges, and delayed balance updates
Requested features
3 requests- Allow credit limit increases based on payment history
- Improve account management features like changing contact info
- Provide more transparency around account changes and closures
Ted Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Petal Card
No in-app purchases
Ted Pay
No in-app purchases









