Petal Card vs Suspicious Spending

Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify. GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2. UNBELIEVABLE - You actually read this far, thanks!

Sus Spend: Suspend your suspicious spending. The only thing left under investigation is that $47 charge you still can't explain. It never asks for your bank password. That's because it never talks to your bank — you enter everything, it stays on your devices, synced privately through your own iCloud. No linking, no tracking, no ads. QUICK ENTRY — Cents-first input, saved merchants, and a home screen widget for one-tap logging. SMART BUDGETS — Set limits by category and subcategory. Color-coded bars warn you before you overspend. SUBSCRIPTIONS, TAMED — See your real monthly and yearly cost, trial countdowns, and next charge dates in one place. SPLIT WITH YOUR PEOPLE — Create a Home or Trip group, log who paid, split it any way you like, and settle up in the fewest payments possible. REAL TRIPS — Flights with seats and meals, hotels, cars, reservations — plus receipts attached right where you need them. INVESTMENTS, HONEST MATH — Net gains, not just deposits, tracked monthly and YTD. EXPORT ANYTHING — Themed PDFs for any month, group, or trip — ready to share, no app required. MAKE IT YOURS — Two themes, a matching widget, and soft-delete everywhere so nothing's ever really gone.