Comparison

SpendMon vs Personal Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMon

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Highlights
  • Spending log
  • Household account book
  • Sort by date and expenditure
  • View monthly spending
  • Bulk month search
  • Widget for at-a-glance view
Features
Read full description

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

About

Personal Spending Tracker

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

Highlights
  • Track spending easily
  • View spending trends and reports
  • Create custom spending categories
  • Add images to expenses
  • Edit expenses and reassign categories
  • See spending by category and time
Features
Read full description

This simple to use app allows you to track your spending, see trends and reports. * See where you spend your money - curb your spending and save more money! * Create spending categories * Add an image to your expense * Edit your expense at any time, even assign it to a different category * See your spending by category and/or time frame

Screenshots

SpendMon4 screens
Personal Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Personal Spending Tracker at none against SpendMon's 1. Personal Spending Tracker also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.0). SpendMon's advantage is review sentiment (94% vs 67%) and ratings volume (251 vs 4). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMon sells 1 one-off in-app purchase. Personal Spending Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendMon holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: SpendMon has 251 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 94% of SpendMon's written reviews are positive against 67% of Personal Spending Tracker's.

UpkeepUpdate frequency

SpendMon ships an update fortnightly, Personal Spending Tracker every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard7 real differences · 3 level
SpendMon versus Personal Spending Tracker: the parameters behind the verdict, then further details
ParameterSpendMonPersonal Spending Tracker
PriceFreeFree
Rating4.6 (251 ratings) — better4.3 (4 ratings)
Positive reviews93.7% of reviews — better66.7% of reviews
Number of ratings251 — better4
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size14 MB87 MB
Age rating4+4+
DeveloperMBG StudioChristina Bharara

Customer experience

SpendMon

All ratings251 ratings
Positive90.0%
Neutral6.0%
Negative4.0%
Written reviews63 reviews
Positive93.7%
Neutral4.8%
Negative1.6%

Personal Spending Tracker

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

1 purchases

SpendMon

One-time1
  • Remove Ads$2.99
None

Personal Spending Tracker

No in-app purchases

Questions

Is SpendMon free?
SpendMon is free to download, with in-app purchases available.
Is Personal Spending Tracker free?
Personal Spending Tracker is free to download, with no in-app purchases.
Which has better reviews, SpendMon or Personal Spending Tracker?
SpendMon is rated higher. SpendMon averages 4.6 out of 5 from 251 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.
Do SpendMon or Personal Spending Tracker have ads?
SpendMon shows ads; Personal Spending Tracker does not.
Which is updated more often, SpendMon or Personal Spending Tracker?
SpendMon ships an update fortnightly, and Personal Spending Tracker every 3 weeks. Most recently, SpendMon was updated on October 19, 2026 and Personal Spending Tracker on October 14, 2026.

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