Comparison

Monthly Spending Tracker vs Personal Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Spending Tracker

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

Highlights
  • Track monthly spending
  • Record transactions, categories, dates, payees
  • Set monthly budget limits
  • Receive budget alerts
  • View monthly transactions
  • Generate expense reports
Features
Read full description

Monthly Spending Tracker is a personal finance app that helps you track your monthly spending habits. Whenever you spend money, enter the transaction into monthly spending tracker. The app records the transaction, the category (what type of expense it is), the date and the payee. With Monthly Spending Tracker, staying within your monthly budget is simple. The app allows you to set a monthly spending limit, and will warn you when your spending reaches your budget. You can also view all of your transactions by month, and even print out monthly expense reports.

About

Personal Spending Tracker

Easily monitor your expenditures with this intuitive application. Visualize spending patterns, create custom categories, and add images to your entries for detailed tracking. Gain insights into where your money goes to help you save more.

Highlights
  • Track spending easily
  • View spending trends and reports
  • Create custom spending categories
  • Add images to expenses
  • Edit expenses and reassign categories
  • See spending by category and time
Features
Read full description

This simple to use app allows you to track your spending, see trends and reports. * See where you spend your money - curb your spending and save more money! * Create spending categories * Add an image to your expense * Edit your expense at any time, even assign it to a different category * See your spending by category and/or time frame

Screenshots

Monthly Spending Tracker4 screens
Personal Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Monthly Spending Tracker at 5.0 against Personal Spending Tracker's 4.3. Personal Spending Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase. Personal Spending Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

UpkeepUpdate frequency

Monthly Spending Tracker ships an update every 17 months, Personal Spending Tracker every 3 weeks. The most recent releases landed on September 12, 2026 and September 29, 2026 respectively.

Scorecard6 real differences · 4 level
Monthly Spending Tracker versus Personal Spending Tracker: the parameters behind the verdict, then further details
ParameterMonthly Spending TrackerPersonal Spending Tracker
PriceFreeFree
Rating5.0 (2 ratings) — better4.3 (4 ratings)
Positive reviews—66.7% of reviews
Number of ratings24 — better
Update frequencyEvery 17 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size4 MB87 MB
Age rating4+4+
DeveloperBrandon SteckleinChristina Bharara

Customer experience

Monthly Spending Tracker

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Personal Spending Tracker

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

1 purchases

Monthly Spending Tracker

One-time1
  • Spending Tracker Premium$2.99
None

Personal Spending Tracker

No in-app purchases

Questions

Is Monthly Spending Tracker free?
Monthly Spending Tracker is free to download, with in-app purchases available.
Is Personal Spending Tracker free?
Personal Spending Tracker is free to download, with no in-app purchases.
Which has better reviews, Monthly Spending Tracker or Personal Spending Tracker?
Monthly Spending Tracker is rated higher. Monthly Spending Tracker averages 5.0 out of 5 from 2 ratings, while Personal Spending Tracker averages 4.3 from 4 ratings.
Do Monthly Spending Tracker or Personal Spending Tracker have ads?
Monthly Spending Tracker shows ads; Personal Spending Tracker does not.
Which is updated more often, Monthly Spending Tracker or Personal Spending Tracker?
Monthly Spending Tracker ships an update every 17 months, and Personal Spending Tracker every 3 weeks. Most recently, Monthly Spending Tracker was updated on September 12, 2026 and Personal Spending Tracker on September 29, 2026.

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