SpendMon vs Mona

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona