Comparison

SpendMon vs CapBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendMon

Track your daily expenses and manage household accounts with this comprehensive spending log. View monthly spending, search across all months, and utilize a widget for at-a-glance financial insights. All core functions are available without payment.

Highlights
  • Spending log
  • Household account book
  • Sort by date and expenditure
  • View monthly spending
  • Bulk month search
  • Widget for at-a-glance view
Features
Read full description

A simple expense tracker and budget book for keeping up with what you spend each month! • Every feature, no payment Statistics, themes and backups are all included — nothing is locked behind a payment. • Three-second entry, no categories Just enter the date, the amount and a note. There are no categories to pick or sort through, so you can log a purchase the moment you make it. Save the bills you pay every month as recurring entries. • Home screen widgets See this month's spending, your daily average and the projected total for the month without opening the app. • Pick your favorite theme Make the tracker your own with four themes: mint, pink, brown, and navy. • Yearly spending statistics Compare every month on a chart and see at a glance how much the year has added up to. • Backup without an account Export a backup file and load it back later — no sign-up, no login. CSV export is supported too. • Search and see totals Type a word and the app finds every matching entry — with the total added up for you. Set a start and end date to see just that period. • Easy to read at a glance Sort by date or amount, browse month by month, see the day of the week, choose a currency, and lock the screen.

About

CapBudget

Features
Read full description

CapBudget is a household budgeting app that keeps everything on your device. No account, no sign-up, no cloud, no ads, no tracking - and it works fully offline. IMPORT YOUR BANK EXPORTS Bring in a CSV file from any bank. Map its columns once, preview what will be imported - with duplicate detection and strict date checks - then confirm. Nothing is guessed silently. LET RULES DO THE SORTING Create simple rules ("contains RENT → Housing / Rent") and CapBudget categorizes your transactions for you. Re-run them on past transactions whenever you like - your manual corrections are never overwritten. SEE WHERE YOUR MONEY GOES • Household flow: a Sankey diagram from income to categories to what's left • Breakdown: income and spending by category, tap to drill down • Where the money goes: a spending cascade, biggest first • The month draining: what's left, day by day • Your pace: each month compared to a steady burn Filter by month range, cashflow or category, and export any chart as an image. BUDGET TARGETS Compare your spending with the 50/30/20 rule - needs, wants, savings - or set your own percentages, and see target versus reality. YOUR MONTH, YOUR WAY Your budget month can start on any day, so it matches when your salary actually lands. Customize categories, subcategories and cashflows. YOUR DATA STAYS YOURS Everything lives in a single file on your device. Export a backup whenever you want and keep it wherever you like. Nothing is ever uploaded. With light and dark themes.

Screenshots

SpendMon4 screens
CapBudget4 screens

Verdict

The call

The clearest difference is ads: CapBudget at none against SpendMon's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendMon sells 1 one-off in-app purchase and CapBudget sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendMon ships an update fortnightly, CapBudget every 9 days. The most recent releases landed on October 26, 2026 and October 23, 2026 respectively.

Scorecard1 real difference · 9 level
SpendMon versus CapBudget: the parameters behind the verdict, then further details
ParameterSpendMonCapBudget
PriceFreeFree
Rating4.6 (251 ratings) — better—
Positive reviews93.8% of reviews—
Number of ratings251 — better—
Update frequencyFortnightlyEvery 9 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size14 MB12 MB
Age rating4+4+
DeveloperMBG StudioJean-Charles Riquet

In-app purchases

1 purchases

SpendMon

One-time1
  • Remove Ads$2.99
3 purchases

CapBudget

One-time3
  • Coffee$1.99
  • Coffee & cake$3.99
  • Big thank-you$8.99

Questions

Is SpendMon free?
SpendMon is free to download, with in-app purchases available.
Is CapBudget free?
CapBudget is free to download, with in-app purchases available.
Do SpendMon or CapBudget have ads?
SpendMon shows ads; CapBudget does not.
Which is updated more often, SpendMon or CapBudget?
SpendMon ships an update fortnightly, and CapBudget every 9 days. Most recently, SpendMon was updated on October 26, 2026 and CapBudget on October 23, 2026.

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