MyBudgetMD vs CapBudget

MyBudgetMD is the simplest way to track your personal finances in Moldova. Point your camera at any fiscal receipt QR code - the app reads the amount, store name, and date automatically. SCAN RECEIPTS INSTANTLY Works with all fiscal receipts from Moldovan stores. Just scan the QR code and confirm - no manual entry needed. The app remembers your categories per store and applies them automatically next time. TRACK INCOME & EXPENSES Add transactions manually or via QR scan. Organize by category: Groceries, Cafes, Transport, Housing, Insurance, Health, and more. All data is stored locally on your device - no account required. ANALYTICS THAT MAKE SENSE See where your money goes with charts by category. Navigate back in time to compare months, quarters, or years. Identify spending patterns and stay on budget. BACKUP & RESTORE Export your data anytime as a JSON file and share it via any app. Your financial history is always safe. PRIVACY FIRST MyBudgetMD does not collect personal data. Everything stays on your device. No registration, no cloud sync - just your finances, under your control. PREMIUM Unlock the full experience: remove ads, access complete transaction history, custom date ranges in Analytics, Smart Merge (automatically links a scanned receipt to a matching manual transaction), and more. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

CapBudget is a household budgeting app that keeps everything on your device. No account, no sign-up, no cloud account, no ads, no tracking - and it works fully offline. IMPORT YOUR BANK EXPORTS Bring in a CSV file from any bank. Map its columns once, preview what will be imported - with duplicate detection and strict date checks - then confirm. Nothing is guessed silently. LET RULES DO THE SORTING Create simple rules ("contains RENT → Housing / Rent") and CapBudget categorizes your transactions for you. Re-run them on past transactions whenever you like - your manual corrections are never overwritten. SEE WHERE YOUR MONEY GOES • Household flow: a Sankey diagram from income to categories to what's left • Breakdown: income and spending by category, tap to drill down • Where the money goes: a spending cascade, biggest first • The month draining: what's left, day by day • Your pace: each month compared to a steady burn Filter by month range, cashflow or category, and export any chart as an image. BUDGET TARGETS Compare your spending with the 50/30/20 rule - needs, wants, savings - or set your own percentages, and see target versus reality. YOUR MONTH, YOUR WAY Your budget month can start on any day, so it matches when your salary actually lands. Customize categories, subcategories and cashflows. OPTIONAL SYNC BETWEEN YOUR PHONES Sync is off by default: if you never turn it on, nothing changes and CapBudget stays 100% local. If you turn it on, your phones exchange their changes through a relay server run by Pixeon. Everything is encrypted on your phone before it is sent, and only your paired phones hold the keys, so the relay cannot read your data. It only sees technical information such as message sizes and times. Phones are paired by scanning a QR. YOUR DATA STAYS YOURS Everything lives in a single file on your device. Export a backup whenever you want and keep it wherever you like. Nothing is uploaded unless you turn on sync. With light and dark themes.