Comparison

WMC vs CapBudget

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

WMC

Features
Read full description

Take control of your money and always know where it goes! Expense tracker, budget manager, wallet: this app helps you manage your finances, track spending, and stay organized without effort. No more guessing or checking multiple placesβ€”everything you need is in one simple app. With a fast and easy experience, you can track expenses in seconds or scan receipts instantly to automatically capture your spending. Managing your money has never been this smooth. Easy to use: Add expenses or income in just a few taps. A clean and simple interface makes tracking your money quick and stress-free. Receipt scanner: Scan receipts instantly and store them in one place. Keep a digital record of your purchases and never lose track of your spending. Multiple cards & accounts: Manage multiple bank cards or cash accounts in one app. Track each source separately and get a complete view of your finances. Clear overview: See your current balance and understand where your money goes with simple and visual insights. Detailed tracking: View your expenses and income by category or time period. Stay aware of your financial habits and adjust easily. Smart organization: Create and customize categories to match your lifestyle. Everything stays structured and easy to find. Budget control: Set your own limits and manage your spending with confidence. Stay on track with your financial goals. All-in-one wallet: Keep all your expenses, income, cards, and receipts together in one secure place. Simple, powerful, and designed for everyday useβ€”this app helps you stay in control of your finances without complexity. Terms of Use (EULA) : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CapBudget

Features
Read full description

CapBudget is a household budgeting app that keeps everything on your device. No account, no sign-up, no cloud, no ads, no tracking - and it works fully offline. IMPORT YOUR BANK EXPORTS Bring in a CSV file from any bank. Map its columns once, preview what will be imported - with duplicate detection and strict date checks - then confirm. Nothing is guessed silently. LET RULES DO THE SORTING Create simple rules ("contains RENT β†’ Housing / Rent") and CapBudget categorizes your transactions for you. Re-run them on past transactions whenever you like - your manual corrections are never overwritten. SEE WHERE YOUR MONEY GOES β€’ Household flow: a Sankey diagram from income to categories to what's left β€’ Breakdown: income and spending by category, tap to drill down β€’ Where the money goes: a spending cascade, biggest first β€’ The month draining: what's left, day by day β€’ Your pace: each month compared to a steady burn Filter by month range, cashflow or category, and export any chart as an image. BUDGET TARGETS Compare your spending with the 50/30/20 rule - needs, wants, savings - or set your own percentages, and see target versus reality. YOUR MONTH, YOUR WAY Your budget month can start on any day, so it matches when your salary actually lands. Customize categories, subcategories and cashflows. YOUR DATA STAYS YOURS Everything lives in a single file on your device. Export a backup whenever you want and keep it wherever you like. Nothing is ever uploaded. With light and dark themes.

Screenshots

WMC4 screens
CapBudget4 screens

Verdict

The call

The clearest difference is iOS requirement: CapBudget at 15.0 against WMC's 17. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. WMC sells 2 in-app purchases, starting at $4.99 per month and CapBudget sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

WMC ships an update every 6 days, CapBudget every 9 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

Scorecard1 real difference Β· 5 level
WMC versus CapBudget: the parameters behind the verdict, then further details
ParameterWMCCapBudget
PriceFreeFree
Update frequencyEvery 6 days β€” betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS1715.0 β€” better
Further details β€” not scored
Size24 MB12 MB
Age rating12+4+
DeveloperSoufiane MasmoudJean-Charles Riquet

In-app purchases

2 purchases

WMC

Subscriptions2
  • Premium Monthly Plan3 Days trial$4.991 Month
  • Premium Yearly Plan3 Days trial$49.991 Year
3 purchases

CapBudget

One-time3
  • Coffee$1.99
  • Coffee & cake$3.99
  • Big thank-you$8.99

Questions

Is WMC free?
WMC is free to download, with in-app purchases available.
Is CapBudget free?
CapBudget is free to download, with in-app purchases available.
Do WMC or CapBudget have ads?
Neither WMC nor CapBudget shows ads.
Which is updated more often, WMC or CapBudget?
WMC ships an update every 6 days, and CapBudget every 9 days. Most recently, WMC was updated on October 28, 2026 and CapBudget on October 29, 2026.

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