Swiss Flow vs CapBudget

Swiss Flow transforms your income into a breathtaking Sankey diagram — giving you instant clarity on where every franc goes. Designed exclusively for professionals and households in Switzerland. YOUR SALARY. ONE GLANCE. TOTAL CLARITY. Enter your gross or net income and watch Swiss Flow generate a precision-crafted flow diagram in real time. Every deduction, every expense, every saving — mapped out with elegant Bezier curves on a canvas built for visual perfection. BUILT FOR SWITZERLAND Swiss Flow speaks your financial language. AHV/IV/EO, ALV, BVG, Pillar 3a — all Swiss social deductions are built in and calculated automatically. See your true take-home pay visualized instantly. DESIGNED TO BE BEAUTIFUL No spreadsheets. No clutter. Swiss Flow uses a premium dark-mode aesthetic with glassmorphism effects, hand-tuned color palettes, and silky 60fps animations. Rotate your device to reveal the full Sankey graph in landscape — edit your budget in portrait. Two modes, one seamless experience. SET UP IN 30 SECONDS The onboarding wizard asks four simple questions — household type, children, income, and done. Swiss Flow generates your personalized budget flow automatically. Fine-tune it later with the intuitive bubble editor: drag, split, adjust. FEATURES — Sankey diagram engine with smooth Bezier curve rendering — Swiss payroll deductions: AHV/IV/EO, ALV, BVG calculated automatically — Bubble editor for intuitive budget adjustments — Multiple side incomes support — Export to PNG, JPEG, PDF, or MP4 video — Three premium themes: Gruvbox, Monokai, Tomorrow Night — Light and dark mode for every theme — Swiss Payroll Guide with detailed explanations — Four languages: English, Deutsch, Français, Italiano YOUR DATA STAYS YOURS Swiss Flow has no accounts, no servers, no analytics, and no tracking. Everything is stored locally on your device. Your financial data never leaves your phone. Period. SWISS FLOW PRO Unlock the full experience: add custom expense categories, rename existing ones, track side incomes, export MP4 video, access all premium themes, and remove the export watermark. Swiss Flow — Precision finance, beautifully visualized.

CapBudget is a household budgeting app that keeps everything on your device. No account, no sign-up, no cloud, no ads, no tracking - and it works fully offline. IMPORT YOUR BANK EXPORTS Bring in a CSV file from any bank. Map its columns once, preview what will be imported - with duplicate detection and strict date checks - then confirm. Nothing is guessed silently. LET RULES DO THE SORTING Create simple rules ("contains RENT → Housing / Rent") and CapBudget categorizes your transactions for you. Re-run them on past transactions whenever you like - your manual corrections are never overwritten. SEE WHERE YOUR MONEY GOES • Household flow: a Sankey diagram from income to categories to what's left • Breakdown: income and spending by category, tap to drill down • Where the money goes: a spending cascade, biggest first • The month draining: what's left, day by day • Your pace: each month compared to a steady burn Filter by month range, cashflow or category, and export any chart as an image. BUDGET TARGETS Compare your spending with the 50/30/20 rule - needs, wants, savings - or set your own percentages, and see target versus reality. YOUR MONTH, YOUR WAY Your budget month can start on any day, so it matches when your salary actually lands. Customize categories, subcategories and cashflows. YOUR DATA STAYS YOURS Everything lives in a single file on your device. Export a backup whenever you want and keep it wherever you like. Nothing is ever uploaded. With light and dark themes.