Comparison

OMT Pay vs BO2

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OMT Pay

This app offers a comprehensive mobile wallet for managing finances. It allows for quick setup, multiple funding options, and easy money transfers locally and internationally. Users can also make payments, apply for a virtual card, and access various top-up services.

Highlights
  • Quick and easy wallet setup
  • Multiple funding options (LBP & USD)
  • Local and international money transfers
  • QR code payments
  • Apply for OMT Visa Card
  • Bill payments and top-ups
  • Earn and redeem reward points
Features
Read full description

Introducing OMT Pay: Your Ultimate Mobile Wallet OMT Pay is not just another mobile wallet app - it's your all-in-one solution for seamless financial transactions. Download now and experience financial freedom like never before! Key Features: - Quick and Easy Setup: Create your wallet in minutes with a light KYC process. It's fast and hassle-free! - Rapid Compliance: Get cleared within 24 hours, and your wallet is ready for action. - Multiple Funding Options: Add funds to your wallet through 7 different methods, in both LBP and USD. - Send Money Anywhere: Send and receive money locally for free or make international transfers through Western Union. - Effortless Payments: Pay at any store with a simple QR code scan. - OMT Visa Card: Apply for your OMT Visa Card with just a few clicks and collect it at your nearest OMT Shop. You can also make any payment or transfer using the balance of your OMT Visa Card. - Private and Public Sector Payments: Settle your payments with a few simple clicks. - Recharge with Ease: Access over 1,000 recharge and top up cards, including local telecom, internet, gaming, shopping, streaming and online cards. - Instant Transfers: Send money to your OMT wallet contacts with a single click, free of charge. - Rewarding Transactions: Earn points with every transaction and redeem them in your wallet or for vouchers at various locations. - Spending Insights: Keep track of your spending by category, giving you full control over your finances. - Balances at a Glance: Easily check the balance and statements for both your wallet and OMT Visa Card. - Simplify your financial life with OMT Pay. Download now and enjoy a new level of convenience and control over your finances. Say hello to a smarter way to pay!

About

BO2

This digital banking app allows for quick account creation and instant virtual card issuance. It facilitates easy money transfers, physical card ordering, and cardless ATM transactions using vouchers. Enjoy 24/7 access to your finances and manage your accounts seamlessly.

Highlights
  • Quick account creation
  • Instant virtual card issuance
  • Peer-to-peer money transfers
  • Physical card ordering and delivery
  • Cardless ATM withdrawals/deposits
  • 24/7 account access
Features
Read full description

BO2 is Banking, reimagined digitally, to offer you innovative features: Quick account creation in just a few taps, instant issuance of your virtual card, effortless money transfer via P2P (peer-to-peer) payments, easy ordering of your physical conveniently delivered to your doorstep and cardless money deposit or withdrawal using vouchers through Byblos Bank ATMs across Lebanon. Whether you're receiving money, generating a statement of account or checking your balance, BO2 ensures a seamless experience. • Quickly create your account in just a few taps. • Instantly issue your virtual card. • Effortlessly receive transfers into your account via peer-to peer payments and/or through your IBAN number. • Easily order your physical card, conveniently delivered to your doorstep. • Cardless Cash in or Cash money using vouchers at any of Byblos Bank ATM. • Enjoy 24/7 access to your accounts and transactions. Tailored for the modern user, BO2 combines cutting-edge technology with trusted digital banking services, giving you 24/7 access to your finances and empowering you to achieve financial freedom. Download BO2 today and experience the future of banking at your fingertips!

Screenshots

OMT Pay4 screens
BO24 screens

Verdict

The call

The clearest difference is rating: OMT Pay at 3.6 against BO2's 3.3. OMT Pay also leads on ratings volume (153 vs 6) and iOS requirement (13.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OMT Pay holds the better App Store score, 3.6 against 3.3. That said, the two scores are not equally well evidenced: OMT Pay has 153 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 35% of OMT Pay's written reviews are positive against 33% of BO2's.

UpkeepUpdate frequency

OMT Pay ships an update fortnightly, BO2 monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
OMT Pay versus BO2: the parameters behind the verdict, then further details
ParameterOMT PayBO2
PriceFreeFree
Rating3.6 (153 ratings) — better3.3 (6 ratings)
Positive reviews35.3% of reviews — better33.3% of reviews
Number of ratings153 — better6
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size94 MB58 MB
Age rating4+4+
DeveloperOnline Money Transfer SALByblos Bank

Customer experience

OMT Pay

All ratings152 ratings
Positive61.2%
Neutral7.2%
Negative31.6%
Written reviews51 reviews
Positive35.3%
Neutral5.9%
Negative58.8%

BO2

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Bugs and requests

OMT Pay

Reported bugs

23 issues
  • App crashes immediately upon opening
  • App crashes frequently
  • App is down most of the time
  • Verification process fails repeatedly
  • Black screen when trying to take a picture of ID
Show 18 more
  • App is very slow
  • App is down for maintenance frequently
  • Camera for scanning passport or ID card doesn't work, gives a black screen
  • Cannot open or access wallet or services features
  • Card section keeps endlessly loading
  • Cannot log in or register, always says unknown error
  • Camera to take a photo of the ID and passport doesn’t work
  • App not working after update crashing
  • App not opening crashing
  • App not working on iPhone with the new omt pay application
  • Application crashes on new update
  • New update stopped the opening of the app
  • App keeps crashing
  • App not working after the last update
  • App crashing since the last update
  • New version is not working, app is crashing
  • The app is not working and is always crashing
  • No SMS verification received, couldn't login

Requested features

13 requests
  • Allow registration with non-Lebanese numbers for visitors
  • Faster startup speed
  • Easier signup process
  • Gift card for iTunes
  • Fix camera bug for ID/passport scanning
Show 8 more
  • Provide online platform to check card balance
  • Revert to previous stable app version
  • Fix app crashing issues after updates
  • Improve password strength requirements
  • Add option to access online store
  • Remove arbitrary limits on user's own money
  • Make app work on iPhone after update
  • Fix card section loading issue

BO2

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OMT Pay

No in-app purchases

None

BO2

No in-app purchases

Questions

Is OMT Pay free?
OMT Pay is free to download, with no in-app purchases.
Is BO2 free?
BO2 is free to download, with no in-app purchases.
Which has better reviews, OMT Pay or BO2?
OMT Pay is rated higher. OMT Pay averages 3.6 out of 5 from 153 ratings, while BO2 averages 3.3 from 6 ratings.
Do OMT Pay or BO2 have ads?
Neither OMT Pay nor BO2 shows ads.
Which is updated more often, OMT Pay or BO2?
OMT Pay ships an update fortnightly, and BO2 monthly. Most recently, OMT Pay was updated on October 25, 2026 and BO2 on October 24, 2026.

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