OMT Pay vs Steward
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OMT Pay
This app offers a comprehensive mobile wallet for managing finances. It allows for quick setup, multiple funding options, and easy money transfers locally and internationally. Users can also make payments, apply for a virtual card, and access various top-up services.
- Quick and easy wallet setup
- Multiple funding options (LBP & USD)
- Local and international money transfers
- QR code payments
- Apply for OMT Visa Card
- Bill payments and top-ups
- Earn and redeem reward points
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Introducing OMT Pay: Your Ultimate Mobile Wallet OMT Pay is not just another mobile wallet app - it's your all-in-one solution for seamless financial transactions. Download now and experience financial freedom like never before! Key Features: - Quick and Easy Setup: Create your wallet in minutes with a light KYC process. It's fast and hassle-free! - Rapid Compliance: Get cleared within 24 hours, and your wallet is ready for action. - Multiple Funding Options: Add funds to your wallet through 7 different methods, in both LBP and USD. - Send Money Anywhere: Send and receive money locally for free or make international transfers through Western Union. - Effortless Payments: Pay at any store with a simple QR code scan. - OMT Visa Card: Apply for your OMT Visa Card with just a few clicks and collect it at your nearest OMT Shop. You can also make any payment or transfer using the balance of your OMT Visa Card. - Private and Public Sector Payments: Settle your payments with a few simple clicks. - Recharge with Ease: Access over 1,000 recharge and top up cards, including local telecom, internet, gaming, shopping, streaming and online cards. - Instant Transfers: Send money to your OMT wallet contacts with a single click, free of charge. - Rewarding Transactions: Earn points with every transaction and redeem them in your wallet or for vouchers at various locations. - Spending Insights: Keep track of your spending by category, giving you full control over your finances. - Balances at a Glance: Easily check the balance and statements for both your wallet and OMT Visa Card. - Simplify your financial life with OMT Pay. Download now and enjoy a new level of convenience and control over your finances. Say hello to a smarter way to pay!
Steward
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Steward is your private, no-nonsense subscription companion. Track what you pay. Reflect on what it's worth. Make intentional choices — without handing your bank credentials to anyone. THE PROBLEM WITH OTHER APPS Rocket Money charges you monthly to save you money. That's ironic. Other apps want your bank login. That's a privacy problem wrapped in a security risk. Most just show you a list and call it insight. That's not enough. We Steward your relationship with your subscriptions. WHAT STEWARD DOES Track your subscriptions with a clean, fast entry flow. Search our database of 150+ services — Netflix, Spotify, Microsoft 365, Apple One, and more — or add anything custom. Your yoga studio, that podcaster newsletter you keep meaning to cancel, the cloud backup you forgot about. Then, at your pace, reflect. Rate each subscription 1–5. Was it worth it this month or this quarter? Add an optional note to provide context. Over time, you'll see patterns: what you actually value, what you're paying out of habit, and what deserves to stay in your life. THE INTENTIONAL SPENDING DIFFERENCE Most subscription apps want to cancel everything and call it victory. Steward asks a better question: is this subscription worth it to you, right now? Act on it now, or later. That's not an algorithm's call. It's yours. YOUR DATA, YOUR DEVICE Everything lives on your iPhone. No account required. No bank linking. No cloud sync unless you want it. No analytics SDKs phoning home. No crash reporters. Nothing. Your subscription data is yours. Export it to CSV anytime and take it anywhere. BUILT FOR THE LONG HAUL One-time purchase. No subscription to manage your subscriptions. All 1.x updates included. Support the developer with an optional tip if Steward earns it — but there's nothing locked behind that. Try the full experience for 30 days before committing. After that, you can still use the app all you want, but you won't be able to add, edit or remove any subscription settings. FEATURES • Subscription database with 150+ popular services — search, tap, done • You can add your own custom subscriptions for anything not in the database • Weekly/Monthly/Annual spend summary with budget tracking • Payment calendar — see what's coming up this week and this month • Value check-ins — rate each subscription 1–5 with optional notes • Reflection history — see how your ratings change over time • Flexible payment reminders — days before, day-of, or not at all — fully configurable • Insights — spending by category, top costs, trends over time • CSV export — your data in a format you can actually use • Full dark mode support • Accessible — VoiceOver, Dynamic Type, WCAG AA contrast ONE-TIME PRICING • Free for 30 days: unlimited subscriptions, core features. After 30-day trial, application becomes read-only. • US$9.99 purchase price restores full features after trial period ends. Made for people who care about where their money goes.
Screenshots
Verdict
The clearest difference is in-app purchases: OMT Pay at none against Steward's 4. OMT Pay also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (13.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Steward sells 4 one-off in-app purchases. OMT Pay asks for nothing beyond the download.
OMT Pay ships an update fortnightly, Steward every 2 months. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.
| Parameter | OMT Pay | Steward |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (152 ratings) — better | — |
| Positive reviews | 35.3% of reviews | — |
| Number of ratings | 152 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 94 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Online Money Transfer SAL | George Pechtol |
Bugs and requests
OMT Pay
Reported bugs
23 issues- App crashes immediately upon opening
- App crashes frequently
- App is down most of the time
- Verification process fails repeatedly
- Black screen when trying to take a picture of ID
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- App is very slow
- App is down for maintenance frequently
- Camera for scanning passport or ID card doesn't work, gives a black screen
- Cannot open or access wallet or services features
- Card section keeps endlessly loading
- Cannot log in or register, always says unknown error
- Camera to take a photo of the ID and passport doesn’t work
- App not working after update crashing
- App not opening crashing
- App not working on iPhone with the new omt pay application
- Application crashes on new update
- New update stopped the opening of the app
- App keeps crashing
- App not working after the last update
- App crashing since the last update
- New version is not working, app is crashing
- The app is not working and is always crashing
- No SMS verification received, couldn't login
Requested features
13 requests- Allow registration with non-Lebanese numbers for visitors
- Faster startup speed
- Easier signup process
- Gift card for iTunes
- Fix camera bug for ID/passport scanning
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- Provide online platform to check card balance
- Revert to previous stable app version
- Fix app crashing issues after updates
- Improve password strength requirements
- Add option to access online store
- Remove arbitrary limits on user's own money
- Make app work on iPhone after update
- Fix card section loading issue
Steward
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OMT Pay
No in-app purchases
Steward
- Coffee Support$0.99
- Development Support$2.99
- Steward Premium$9.99
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- Patron Support$9.99









