Comparison

ZSSF vs AzamPesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZSSF

This app provides information and services related to social security in Zanzibar. It details the history and legal framework of the Zanzibar Social Security Fund, offering access to pension benefits and scheme information for public service employees.

Highlights
  • Social security information
  • Pension benefits access
  • Scheme details
  • Legal framework history
  • Public service employee coverage
Features
Read full description

Zanzibar Social Security Fund was established under the Zanzibar Security Fund Act No. 2 of 1998 subsequently amended by the Zanzibar Social Security Fund Act No. 9 of 2002 and re-enacted by the Act No. 2 of 2005. Prior to the enactment of the Act and establishment of the Zanzibar Social Security Fund, there was no formal social security scheme in Zanzibar. Nor was there a significant private sector/occupational pension scheme sector in Zanzibar. Before the inception of Zanzibar Social Security Fund, public service employees in Zanzibar were covered and received pension benefits under the Pensions Act No. 2 of 1990

About

AzamPesa

This mobile money service allows users to send, receive, and make digital payments with low transaction fees. It offers bank-grade security and incentives for digital commerce, aiming to benefit lower and middle-income earners.

Highlights
  • Send and receive money
  • Make digital payments
  • Low transaction fees
  • Bank-grade security
  • Government and merchant payments
  • Digital commerce incentives
Features
Read full description

AzamPesa, is the newest SIM/telecom independent electronic money transfer service that allows users to send, receive and make digital payments through mobile phones. AzamPesa prides itself in majestic services and low rates. With an average of 8.5% lower in fee, AzamPesa aims at impacting lower and middle income earners and disrupting the digital commerce industry by facilitating transactions. • Intuitive app Our app is designed with users in mind and iteratively consult users for enriching experiences and service delivery • Access AzamPesa allow users to effectively access funds and make different payments such as government payment, merchant payments etc • Security With bank grade security implementations , our AzamPesa app is designed to secure payment and data of our users. • Built for digital commerce Our app offer incentives for digital payments and allow merchant to offer values to their customers through cashback promo and industrial rebate programs • Still have questions? If you have any queries or feedback about this App, please do get in touch by sending an email to info@azampesa.co.tz or call customer service 0800 785 555

Screenshots

ZSSF4 screens
AzamPesa4 screens

Verdict

The call

The clearest difference is rating: AzamPesa at 5.0 against ZSSF's 1.0. AzamPesa also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (4 vs 1). ZSSF's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AzamPesa holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

ZSSF ships an update every 2 months, AzamPesa every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
ZSSF versus AzamPesa: the parameters behind the verdict, then further details
ParameterZSSFAzamPesa
PriceFreeFree
Rating1.0 (1 ratings)5.0 (4 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings14 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size37 MB125 MB
Age rating4+4+
DeveloperZanzibar Social Security FundAzam Pay

Customer experience

ZSSF

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

AzamPesa

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

ZSSF

No in-app purchases

None

AzamPesa

No in-app purchases

Questions

Is ZSSF free?
ZSSF is free to download, with no in-app purchases.
Is AzamPesa free?
AzamPesa is free to download, with no in-app purchases.
Which has better reviews, ZSSF or AzamPesa?
AzamPesa is rated higher. ZSSF averages 1.0 out of 5 from 1 ratings, while AzamPesa averages 5.0 from 4 ratings.
Do ZSSF or AzamPesa have ads?
Neither ZSSF nor AzamPesa shows ads.
Which is updated more often, ZSSF or AzamPesa?
ZSSF ships an update every 2 months, and AzamPesa every 2 weeks. Most recently, ZSSF was updated on November 2, 2026 and AzamPesa on November 3, 2026.

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