ZSSF vs AzamPesa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZSSF
This app provides information and services related to social security in Zanzibar. It details the history and legal framework of the Zanzibar Social Security Fund, offering access to pension benefits and scheme information for public service employees.
- Social security information
- Pension benefits access
- Scheme details
- Legal framework history
- Public service employee coverage
Read full descriptionHide full description
Zanzibar Social Security Fund was established under the Zanzibar Security Fund Act No. 2 of 1998 subsequently amended by the Zanzibar Social Security Fund Act No. 9 of 2002 and re-enacted by the Act No. 2 of 2005. Prior to the enactment of the Act and establishment of the Zanzibar Social Security Fund, there was no formal social security scheme in Zanzibar. Nor was there a significant private sector/occupational pension scheme sector in Zanzibar. Before the inception of Zanzibar Social Security Fund, public service employees in Zanzibar were covered and received pension benefits under the Pensions Act No. 2 of 1990
AzamPesa
This mobile money service allows users to send, receive, and make digital payments with low transaction fees. It offers bank-grade security and incentives for digital commerce, aiming to benefit lower and middle-income earners.
- Send and receive money
- Make digital payments
- Low transaction fees
- Bank-grade security
- Government and merchant payments
- Digital commerce incentives
Read full descriptionHide full description
AzamPesa, is the newest SIM/telecom independent electronic money transfer service that allows users to send, receive and make digital payments through mobile phones. AzamPesa prides itself in majestic services and low rates. With an average of 8.5% lower in fee, AzamPesa aims at impacting lower and middle income earners and disrupting the digital commerce industry by facilitating transactions. • Intuitive app Our app is designed with users in mind and iteratively consult users for enriching experiences and service delivery • Access AzamPesa allow users to effectively access funds and make different payments such as government payment, merchant payments etc • Security With bank grade security implementations , our AzamPesa app is designed to secure payment and data of our users. • Built for digital commerce Our app offer incentives for digital payments and allow merchant to offer values to their customers through cashback promo and industrial rebate programs • Still have questions? If you have any queries or feedback about this App, please do get in touch by sending an email to info@azampesa.co.tz or call customer service 0800 785 555
Screenshots
Verdict
The clearest difference is rating: AzamPesa at 5.0 against ZSSF's 1.0. AzamPesa also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (4 vs 1). ZSSF's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AzamPesa holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
ZSSF ships an update every 2 months, AzamPesa every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | ZSSF | AzamPesa |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 37 MB | 125 MB |
| Age rating | 4+ | 4+ |
| Developer | Zanzibar Social Security Fund | Azam Pay |
Customer experience
ZSSF
AzamPesa
In-app purchases
ZSSF
No in-app purchases
AzamPesa
No in-app purchases









