Comparison

HaloPesa vs AzamPesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HaloPesa

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

Highlights
  • Send and receive money
  • Purchase airtime and bundles
  • Pay bills and merchants
  • View transaction history
  • Check account balance
  • QR code payments
  • Transfer to bank accounts
Features
Read full description

Mobile money is the easiest, fastest and affordable way to send and receive money and also make other transactions anywhere and at anytime. HaloPesa, the best mobile money service in Tanzania that is determined to bring you the best mobile money experience at the power of your fingertips by launching the HaloPesa App. The App brings to our customers the best mobile money experience and through the HaloPesa App our customers can send and receive money to and from their loved ones, pay for commodities, access their bank accounts and be able to make other digital payments at anytime and anywhere. App Features: - Secured log in access to your HaloPesa account with you 4 digit code. Remember to keep your code secret and for your eyes only. - Send money to other HaloPesa and non HaloPesa customer with ease. - Purchase airtime and bundles with convenience. - View your transaction history with the full history feature in your HaloPesa App. - Check your account balance anytime and anywhere. - Make payments to different merchants by just selecting within the option given to you by the HaloPesa App. - Make Payments through QR code in paying the merchants. - Transfer money from your virtual wallet to your bank account. - Participate in different extra curriculum activities such as betting, and be able to place your bet through the HaloPesa App. - Be able to make government payment with just a single tap. - Manage your HaloPesa App anytime and anywhere with the condition that you have the access of data connection. - Cash out from the many agents in your surroundings. - Reverse a transaction in the spot without any loss. - Make various payments such as paying bill at the power of your fingertips. - Choose between the language Swahili and English for your comfort ability. What’s New: Promotional content - The user will be able to view promotional content in the HaloPesa App as to see what is new in the HaloPesa world. - The User will be able to catch new products and services that the HaloPesa mobile service will launch. - Such information will be displayed so that the user can be up-to-date with new products and services from HaloPesa. Security Enhancements - A user will be provided with a one time password (OTP) at every transaction whereby the OTP will be sent to the user via SMS to ensure security of the transaction. - The user’s transactions will be highly secured and situations such as theft transactions will be avoided. Contact Enhancement - A user will be able to access his/her contacts via the HaloPesa App and hence making such transactions with ease. - Users when adding contacts will be able to save their contacts and rest assured be able to use them directly from the App when making transactions. Accessibility Enhancement. - User will be able to use the HaloPesa App in any device. - User must not register first upon using a different device than the one that is normally in use for the HaloPesa App.

About

AzamPesa

This mobile money service allows users to send, receive, and make digital payments with low transaction fees. It offers bank-grade security and incentives for digital commerce, aiming to benefit lower and middle-income earners.

Highlights
  • Send and receive money
  • Make digital payments
  • Low transaction fees
  • Bank-grade security
  • Government and merchant payments
  • Digital commerce incentives
Features
Read full description

AzamPesa, is the newest SIM/telecom independent electronic money transfer service that allows users to send, receive and make digital payments through mobile phones. AzamPesa prides itself in majestic services and low rates. With an average of 8.5% lower in fee, AzamPesa aims at impacting lower and middle income earners and disrupting the digital commerce industry by facilitating transactions. • Intuitive app Our app is designed with users in mind and iteratively consult users for enriching experiences and service delivery • Access AzamPesa allow users to effectively access funds and make different payments such as government payment, merchant payments etc • Security With bank grade security implementations , our AzamPesa app is designed to secure payment and data of our users. • Built for digital commerce Our app offer incentives for digital payments and allow merchant to offer values to their customers through cashback promo and industrial rebate programs • Still have questions? If you have any queries or feedback about this App, please do get in touch by sending an email to info@azampesa.co.tz or call customer service 0800 785 555

Screenshots

HaloPesa4 screens
AzamPesa4 screens

Verdict

The call

The clearest difference is rating: AzamPesa at 5.0 against HaloPesa's 2.9. AzamPesa also leads on update cadence (every 2 weeks vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AzamPesa holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 11 and 4 respectively.

UpkeepUpdate frequency

HaloPesa ships an update every 5 weeks, AzamPesa every 2 weeks. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
HaloPesa versus AzamPesa: the parameters behind the verdict, then further details
ParameterHaloPesaAzamPesa
PriceFreeFree
Rating2.9 (11 ratings)5.0 (4 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings11 — better4
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.5 — better
Further details — not scored
Size70 MB125 MB
Age rating4+4+
DeveloperHaloPesaAzam Pay

Customer experience

HaloPesa

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

AzamPesa

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

HaloPesa

No in-app purchases

None

AzamPesa

No in-app purchases

Questions

Is HaloPesa free?
HaloPesa is free to download, with no in-app purchases.
Is AzamPesa free?
AzamPesa is free to download, with no in-app purchases.
Which has better reviews, HaloPesa or AzamPesa?
AzamPesa is rated higher. HaloPesa averages 2.9 out of 5 from 11 ratings, while AzamPesa averages 5.0 from 4 ratings.
Do HaloPesa or AzamPesa have ads?
Neither HaloPesa nor AzamPesa shows ads.
Which is updated more often, HaloPesa or AzamPesa?
HaloPesa ships an update every 5 weeks, and AzamPesa every 2 weeks. Most recently, HaloPesa was updated on October 3, 2026 and AzamPesa on October 10, 2026.

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