Comparison

UTT AMIS vs HaloPesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UTT AMIS

Manage your collective investments in unit trust schemes securely. Track your portfolio, buy or redeem units, and view transaction history. New investors can register with a full KYC profile.

Highlights
  • View investment portfolio and balances
  • Buy units to increase investments
  • Redeem units anytime
  • Track transaction history
  • Access Net Asset Value (NAV)
  • Submit grievances
Read full description

UTT AMIS App from UTT AMIS PLC, a Tanzania Public Limited fund management company that deals collective investment in unit trust schemes including Umoja, Wekeza Maisha, Watoto, Jikimu, Liquid and Bond funds. The application is designed to securely help investors have fully visibility, access and manage their investments with UTT AMIS. With this app, in a few steps, new Investors can register with a full KYC investment profile. Using this app, registered investors can: – View their investment portfolio and account balances. – Investors with multiple investment accounts can see all the holdings and respective returns. – Buy units to increase their investments. – Redeem units at anytime, anywhere. – Have full visibility of investment account details such as nominees and joint holders for joint accounts. – Track transaction history with UTT AMIS including pending and processed unit purchases(buys) and redemptions(sells). – Customise the app to their liking with different themes. – Access daily/latest updated Net Asset Value (NAV) as released per UTT AMIS operations. – View Investment schemes details to stay updated on general investment policies and opportunities. – Submit grievances or complaints related to UTT AMIS investor services practice as connected to investor account. – Create single and joint(two applicants) holding accounts.

About

HaloPesa

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

Highlights
  • Send and receive money
  • Purchase airtime and bundles
  • Pay bills and merchants
  • View transaction history
  • Check account balance
  • QR code payments
  • Transfer to bank accounts
Features
Read full description

Mobile money is the easiest, fastest and affordable way to send and receive money and also make other transactions anywhere and at anytime. HaloPesa, the best mobile money service in Tanzania that is determined to bring you the best mobile money experience at the power of your fingertips by launching the HaloPesa App. The App brings to our customers the best mobile money experience and through the HaloPesa App our customers can send and receive money to and from their loved ones, pay for commodities, access their bank accounts and be able to make other digital payments at anytime and anywhere. App Features: - Secured log in access to your HaloPesa account with you 4 digit code. Remember to keep your code secret and for your eyes only. - Send money to other HaloPesa and non HaloPesa customer with ease. - Purchase airtime and bundles with convenience. - View your transaction history with the full history feature in your HaloPesa App. - Check your account balance anytime and anywhere. - Make payments to different merchants by just selecting within the option given to you by the HaloPesa App. - Make Payments through QR code in paying the merchants. - Transfer money from your virtual wallet to your bank account. - Participate in different extra curriculum activities such as betting, and be able to place your bet through the HaloPesa App. - Be able to make government payment with just a single tap. - Manage your HaloPesa App anytime and anywhere with the condition that you have the access of data connection. - Cash out from the many agents in your surroundings. - Reverse a transaction in the spot without any loss. - Make various payments such as paying bill at the power of your fingertips. - Choose between the language Swahili and English for your comfort ability. What’s New: Promotional content - The user will be able to view promotional content in the HaloPesa App as to see what is new in the HaloPesa world. - The User will be able to catch new products and services that the HaloPesa mobile service will launch. - Such information will be displayed so that the user can be up-to-date with new products and services from HaloPesa. Security Enhancements - A user will be provided with a one time password (OTP) at every transaction whereby the OTP will be sent to the user via SMS to ensure security of the transaction. - The user’s transactions will be highly secured and situations such as theft transactions will be avoided. Contact Enhancement - A user will be able to access his/her contacts via the HaloPesa App and hence making such transactions with ease. - Users when adding contacts will be able to save their contacts and rest assured be able to use them directly from the App when making transactions. Accessibility Enhancement. - User will be able to use the HaloPesa App in any device. - User must not register first upon using a different device than the one that is normally in use for the HaloPesa App.

Screenshots

UTT AMIS4 screens
HaloPesa4 screens

Verdict

The call

The clearest difference is review sentiment: HaloPesa at 67% against UTT AMIS's 0%. HaloPesa also leads on update cadence (every 5 weeks vs every 3 months). UTT AMIS's advantage is rating (3.7 vs 2.9) and iOS requirement (13 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UTT AMIS holds the better App Store score, 3.7 against 2.9. Both are backed by a comparable volume of ratings — 7 and 11 respectively. Written reviews complicate that: 0% of UTT AMIS's written reviews are positive against 67% of HaloPesa's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

UTT AMIS ships an update every 3 months, HaloPesa every 5 weeks. The most recent releases landed on September 30, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
UTT AMIS versus HaloPesa: the parameters behind the verdict, then further details
ParameterUTT AMISHaloPesa
PriceFreeFree
Rating3.7 (7 ratings) — better2.9 (11 ratings)
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings711 — better
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13 — better15.6
Further details — not scored
Size39 MB70 MB
Age rating4+4+
DeveloperUTT AMIS PLCHaloPesa

Customer experience

UTT AMIS

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews6 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

HaloPesa

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

UTT AMIS

No in-app purchases

None

HaloPesa

No in-app purchases

Questions

Is UTT AMIS free?
UTT AMIS is free to download, with no in-app purchases.
Is HaloPesa free?
HaloPesa is free to download, with no in-app purchases.
Which has better reviews, UTT AMIS or HaloPesa?
UTT AMIS is rated higher. UTT AMIS averages 3.7 out of 5 from 7 ratings, while HaloPesa averages 2.9 from 11 ratings.
Do UTT AMIS or HaloPesa have ads?
Neither UTT AMIS nor HaloPesa shows ads.
Which is updated more often, UTT AMIS or HaloPesa?
UTT AMIS ships an update every 3 months, and HaloPesa every 5 weeks. Most recently, UTT AMIS was updated on September 30, 2026 and HaloPesa on October 3, 2026.

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