Instapay Chips vs Finex Remit

InstaPay Chips is your all-in-one money app designed for everyday South Africans. Whether you're working full-time, earning per gig, or just managing your day-to-day expenses, InstaPay Chips gives you the tools to stay in control of your money — fast, simple, and secure. With InstaPay Chips, you can: • Send and receive money instantly — no bank account needed • Earn instant cashback at participating stores • Get rewarded with airtime and data • Track your earnings and manage spending with ease • Split your funds between savings and daily use • Create and share payment requests with friends, family, or customers Why InstaPay Chips? • 100% free to use • Fast, secure sign-up with just your ID • Built for everyone — from gig workers to everyday spenders • Spend smarter, save more, and take full control of your finances Want more features?
Upgrade to InstaPay Gini — our advanced app offering additional functionality, rewards, and even interest on your balance. Download InstaPay Chips now — and make every chip count.

Send money from South Africa to 45 payout countries in Africa, Europe, Asia and North America. We're Safe: We're a South African Reserve Bank-approved Category Two (CAT 2) ADLA and authorised to deal in foreign exchange transactions and international remittances. We're Fast: Exchange currency at one of our branches, or remit funds at a branch or through the Finex Remit app in the blink of an eye. We're Low-Cost: We offer very competitive rates, so visit a branch or use the Finex Remit app to transact. Formerly iMali Remit. Same account. Same people. A new look.