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Instapay Chips

Instapay Chips

by OMNEA PTY LTD

1 ratings
6 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • May 28, 2019
  • December 17, 2025

Features

Developer

OMNEA PTY LTD
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Instapay Chips screenshot #1 for iPhone
Instapay Chips screenshot #2 for iPhone
Instapay Chips screenshot #3 for iPhone
Instapay Chips screenshot #4 for iPhone
Instapay Chips screenshot #5 for iPhone
Instapay Chips screenshot #6 for iPhone
Instapay Chips screenshot #7 for iPhone
iphone
ipad
⭐6
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🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦w/o updates
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About

Manage your daily finances with this app designed for South Africans. Send and receive money instantly, earn cashback, and track your spending. Split funds for savings and daily use, and create payment requests.

✓Instant money transfers
✓Earn cashback
✓Get rewarded with airtime/data
✓Track earnings and spending
✓Split funds for savings
✓Create payment requests
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What's New in Instapay Chips

2.0.12

December 17, 2025

Bug Fixes

User reviews

Most RecentHighest RatedLowest Rated

Not working on iOS 12.5.6 iPhone 5S

Unfortunately stopped working on iPhone 5S running iOS 12.5.6 after app update. Pse fix!
GodfreyNyamGodfreyNyam

Mr Klaas

Been trying to install app for the past 3hrs without success 🤦🏾‍♂️ keeps telling me my details aren’t correct… Like seriously
a Ncubea Ncube

Feedback

It’s very easy to use, very convenient and very quick. Great App I think everyone could benefit from. 👌🏿
m.ecavelim.ecaveli

Chips app review

Still unsure about how the app works exactly. Where does the money to pay with come from and how do I load it? That information should be more available upon downloading the app
Lusanda0910Lusanda0910

Financial app

It’s a good app
The ghelThe ghel

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FAQ

How secure is Instapay Chips?

Instapay Chips prioritizes security with a fast and secure sign-up process requiring only your ID. The app is designed for everyday use by South Africans, aiming to provide a safe platform for managing your money.

Can I send money without a bank account using Instapay Chips?

Yes, Instapay Chips allows you to send and receive money instantly without needing a traditional bank account. This feature makes it accessible for a wider range of users in South Africa.

What kind of rewards can I expect with Instapay Chips?

You can earn instant cashback at participating stores and get rewarded with airtime and data. These rewards are part of the app's effort to help users spend smarter and manage their finances effectively.

How does Instapay Chips help with saving money?

The app allows you to split your funds between savings and daily use, providing a simple way to allocate money for your financial goals. This feature helps users take better control of their spending and saving habits.

Is Instapay Chips free to use?

Yes, Instapay Chips is 100% free to use. There are no charges for its core services, making it an accessible financial tool for everyone.

What devices does Instapay Chips support?

Instapay Chips is available on iPhone, iPad, and iPod. It is designed to be compatible with Apple's iOS ecosystem.

How often is Instapay Chips updated?

The latest version of Instapay Chips is 2.0.12, last updated on December 17, 2025. Updates typically include improvements to features, security, and performance.

Does Instapay Chips have ads?

No, Instapay Chips does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience.