BoC Pay+ vs 中銀保誠退休金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
中銀保誠退休金
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About this app BOCI-Prudential Pension Mobile App provides fund prices under our administration and all first-hand Company information for your better planning. As our valued customer, you log in this App to access your pension account and enjoy various value-added services 1. Account Enquiry: Fund Balance / Contribution History / Fund Transaction / Fund Performance 2. Fund Price : SMS Alert / Chart 3. e-Statement 4.Instruction Submission: Fund Switching / Re-balance Existing Investment / Change Future Investment
Screenshots
Verdict
The clearest difference is rating: BoC Pay+ at 3.5 against 中銀保誠退休金's 1.0. BoC Pay+ also leads on ratings volume (12 vs 1). 中銀保誠退休金's advantage is iOS requirement (11.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BoC Pay+ holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: BoC Pay+ has 12 ratings behind it against 1, so its average is the more settled of the two.
BoC Pay+ ships an update every 4 weeks, 中銀保誠退休金 every 2 months. The most recent releases landed on October 21, 2026 and October 1, 2026 respectively.
| Parameter | BoC Pay+ | 中銀保誠退休金 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (12 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 43.0% of reviews | — |
| Number of ratings | 12 — better | 1 |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 243 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of China (Hong Kong) Limited | 中銀國際英國保誠信託有限公司 |
Customer experience
BoC Pay+
中銀保誠退休金
In-app purchases
BoC Pay+
No in-app purchases
中銀保誠退休金
No in-app purchases
