Comparison

eBNM vs Kalbe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eBNM

Manage your bank accounts, check balances, and initiate transactions securely from anywhere. Schedule appointments with your advisor and access account statements 24/7. This app offers a comprehensive suite of banking operations for clients of the National Bank of Mauritania.

Highlights
  • Check account balances and statements
  • Initiate account-to-account transfers
  • Order checkbooks and bank cards
  • Report lost/stolen checks and cards
  • Manage beneficiaries
  • Schedule advisor appointments
Features
Read full description

Besoin de consulter votre solde, vos dépenses, gérer vos comptes ou prendre un rendez-vous avec votre conseiller ? eBNM vous permet d’accéder à vos comptes et d’effectuer un ensemble d’opérations bancaires en toute autonomie, confidentialité et sécurité, quand vous le voulez, où que vous soyez, en Mauritanie ou à l’Étranger. Un simple clic et vous disposez d’une panoplie d’informations utiles 24h/24 et 7j/7. OPERATIONS +Initier des virements de compte à compte ; +Initier des virements multiples ; +Commander votre chéquier, votre carte bancaire ; +Opposition cheque, carnet de cheque, carte bancaire; +Gérer vos bénéficiaires ; +Demandez un rdv avec votre conseiller clientèle CONSULTATION : +Le relevé et le solde de vos comptes ; +Consulter la synthèse de vos comptes épargne et chèque 24h/24 et 7j/7 ; +Consulter et imprimer le relevé de vos opérations; Accéder à certains documents relatifs aux comptes. Vous êtes client de la BNM ? Rendez-vous dans votre agence pour souscrire à ce eBNM. En cas de difficultés ou pour toutes suggestions, n’hésitez pas à nous contacter. (©) 2018 Banque Nationale de Mauritanie - BNM

About

Kalbe

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

Highlights
  • Virtual card for international payments
  • Local currency top-ups (MRU)
  • Spend in US dollars globally
  • Secure financial management
  • Alternative to traditional bank cards
  • Online purchase and subscription payments
Features
Read full description

Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.

Screenshots

eBNM4 screens
Kalbe4 screens

Verdict

The call

The clearest difference is rating: eBNM at 5.0 against Kalbe's 4.4. eBNM also leads on iOS requirement (9.0 vs 15.1). Kalbe's advantage is update cadence (every 2 weeks vs every 4 months) and ratings volume (44 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eBNM holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Kalbe has 44 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

eBNM ships an update every 4 months, Kalbe every 2 weeks. The most recent releases landed on September 28, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
eBNM versus Kalbe: the parameters behind the verdict, then further details
ParametereBNMKalbe
PriceFreeFree
Rating5.0 (1 ratings) — better4.4 (44 ratings)
Positive reviews—100.0% of reviews
Number of ratings144 — better
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.1
Further details — not scored
Size31 MB49 MB
Age rating4+17+
DeveloperBanque Nationale de MauritanieNEOTIC S.A.R.L

Customer experience

eBNM

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Kalbe

All ratings43 ratings
Positive88.4%
Neutral2.3%
Negative9.3%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

eBNM

No in-app purchases

None

Kalbe

No in-app purchases

Questions

Is eBNM free?
eBNM is free to download, with no in-app purchases.
Is Kalbe free?
Kalbe is free to download, with no in-app purchases.
Which has better reviews, eBNM or Kalbe?
eBNM is rated higher. eBNM averages 5.0 out of 5 from 1 ratings, while Kalbe averages 4.4 from 44 ratings.
Do eBNM or Kalbe have ads?
Neither eBNM nor Kalbe shows ads.
Which is updated more often, eBNM or Kalbe?
eBNM ships an update every 4 months, and Kalbe every 2 weeks. Most recently, eBNM was updated on September 28, 2026 and Kalbe on October 24, 2026.

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