Comparison

ASCU Mobile Banking vs MACFCU Alaska

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ASCU Mobile Banking

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools for transaction organization, payment, money transfers, mobile check deposits, and card management. It prioritizes security with passcode and biometric login options.

Highlights
  • Aggregate accounts from multiple institutions
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards (reorder/turn off)
  • View and save statements
  • Find branches and ATMs
Features
Read full description

ASCU Mobile Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ASCU Mobile Banking: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ASCU app, you must be enrolled as an ASCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

MACFCU Alaska

Manage your finances on the go with this comprehensive personal finance tool. Organize transactions, set alerts, make payments, transfer funds, and deposit checks easily. Secure your accounts with passcode or biometric access.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

MACFCU Alaska is your personal financial toolbox. It’s fast, secure and makes life easier by providing you with the features you need to manage your finances. Here’s what you can do with MACFCU Alaska: Keep your transactions organized by adding tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments to a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Group your financial accounts Secure your account with a 4-digit passcode or biometric access (on supported devices).

Screenshots

ASCU Mobile Banking4 screens
MACFCU Alaska4 screens

Verdict

The call

ASCU Mobile Banking and MACFCU Alaska both sit at 4.8 stars, but that hides the real split: 75% of ASCU Mobile Banking's written reviews are positive against 45% of MACFCU Alaska's. ASCU Mobile Banking also leads on iOS requirement (16.0 vs 18.4). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ASCU Mobile Banking against 4.7 for MACFCU Alaska. Both are backed by a comparable volume of ratings — 2.8K and 1.3K respectively. Written reviews are what separate them: 75% of ASCU Mobile Banking's written reviews are positive against 45% of MACFCU Alaska's.

UpkeepUpdate frequency

ASCU Mobile Banking ships an update every 4 weeks, MACFCU Alaska monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
ASCU Mobile Banking versus MACFCU Alaska: the parameters behind the verdict, then further details
ParameterASCU Mobile BankingMACFCU Alaska
PriceFreeFree
Rating4.8 (2.8K ratings) — better4.7 (1.3K ratings)
Positive reviews75.0% of reviews — better45.0% of reviews
Number of ratings2.8K — better1.3K
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size24 MB197 MB
Age rating4+17+
DeveloperAmerican Southwest Credit UnionMAC Federal Credit Union

Customer experience

ASCU Mobile Banking

All ratings2,339 ratings
Positive97.2%
Neutral1.8%
Negative1.0%
Written reviews28 reviews
Positive75.0%
Neutral3.6%
Negative21.4%

MACFCU Alaska

All ratings1,290 ratings
Positive93.1%
Neutral2.2%
Negative4.7%
Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

User reviews

ASCU Mobile Banking

From 2.8K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Easy to use
  • 💡 Helpful financial tools
  • 🤝 Great customer service

Room to improve

  • 🐛 Login/app issues
  • 🔍 Missing features (e.g. Zelle)
  • 🔁 Frequent log-outs

MACFCU Alaska

From 1.3K App Store ratings

What we love

  • 👍 Personable and friendly staff
  • 🚀 Convenient and easy-to-use app
  • 💡 Seamless fund transfers

Room to improve

  • 🐛 App crashes and won't open
  • 💰 Excessive fees for online payments
  • 🔍 Complicated payment process in app

Bugs and requests

ASCU Mobile Banking

Reported bugs

3 issues
  • App won't log in
  • Unable to add accounts
  • Constant server errors

Requested features

3 requests
  • Add credit card to app
  • Improve biometric login
  • Expand financial education resources

MACFCU Alaska

Reported bugs

2 issues
  • App not working after recent update
  • Login issues causing 'wheel of death'

Requested features

2 requests
  • Option to avoid online payment fees
  • Compatibility with older iOS versions

In-app purchases

None

ASCU Mobile Banking

No in-app purchases

None

MACFCU Alaska

No in-app purchases

Questions

Is ASCU Mobile Banking free?
ASCU Mobile Banking is free to download, with no in-app purchases.
Is MACFCU Alaska free?
MACFCU Alaska is free to download, with no in-app purchases.
Which has better reviews, ASCU Mobile Banking or MACFCU Alaska?
ASCU Mobile Banking is rated higher. ASCU Mobile Banking averages 4.8 out of 5 from 2.8K ratings, while MACFCU Alaska averages 4.7 from 1.3K ratings.
Do ASCU Mobile Banking or MACFCU Alaska have ads?
Neither ASCU Mobile Banking nor MACFCU Alaska shows ads.
Which is updated more often, ASCU Mobile Banking or MACFCU Alaska?
ASCU Mobile Banking ships an update every 4 weeks, and MACFCU Alaska monthly. Most recently, ASCU Mobile Banking was updated on October 29, 2026 and MACFCU Alaska on October 30, 2026.

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