MLC vs Dioko

With the MLC app you can: • View your MLC MasterKey super, pension, or investment balances—quickly and simply. • Get secure and easy access, using a PIN, Touch ID or Face ID (only available on compatible devices). • Check transactions, nominated beneficiaries, and your current mix of investment options. • Get notified when you receive a super payment. • Review insurance cover within your super account. • Keep an eye on your super contributions. • Find and consolidate your super. • View your regular investments and withdrawals, distributions, transactions and investment options in your MasterKey investment account. • Update your personal details. • View our super fund details such as our Fund ABN, Product USI, address, and complying fund statement. • Use the app to easily send your super account details to your employer when you change jobs. • View your balance over financial years as a handy, interactive graph. • Get easy access to help and support within the app. Already have MLC online access? Download the app now. You'll need to be registered for MLC online access. Not registered? Simply go to mlc.com.au or call us on 132 652. Please note: • The app doesn’t include information on MLC Wrap, MLC Navigator or products such as standalone insurance. • This app isn’t intended for use by financial advisers.

Take control of your money with Dioko — the personal finance tracker that makes it effortless to capture every expense and income stream, so you always know exactly where your money goes. Track Everything, Effortlessly Add expenses and income in seconds. Choose a name, category, amount, and frequency — weekly, fortnightly, monthly, quarterly, or yearly — and Dioko handles the rest. Every transaction is stored locally on your device, keeping your financial data private and always available. Understand Your Real Financial Position Dioko automatically scales your transactions to monthly, quarterly, or yearly totals so you can see the true cost of your lifestyle at any horizon. Switch between views with a tap and instantly understand how your spending and income compare. Visualise Where Your Money Goes The home dashboard shows a live bar chart of your top expense categories, a breakdown by category, and a clear income vs. expense surplus metric — so the health of your finances is visible at a glance. Tap any data point to refresh and animate the charts. Powerful Stats Screen Dive deeper on the Stats screen. Filter by expense or income, switch reporting periods, and explore a full category breakdown with an animated doughnut chart for utilities. A pull-to-refresh keeps everything up to date. Search and Browse The Search screen lets you find any transaction instantly by name or category. Swipe to delete entries you no longer need. Full Transaction Detail Tap any transaction to see its full detail — amount, category, frequency, yearly and quarterly projections, and whether it's included in your financial metrics. Edit transactions on the spot and your dashboard updates immediately. Secure Login with Face ID / Touch ID Sign in quickly and securely with biometric authentication. Dioko uses iOS Keychain to store your credentials safely, and you can enable or disable biometrics at any time from your profile. Backup and Restore Export all your transactions and categories to a plain-text file you can save to Files, AirDrop, or email to yourself. Reimport the file at any time to restore your data — ideal when switching devices. Personalise Your Profile Add your full name, mobile, city, and country. Upload a profile photo. Dioko surfaces a fresh piece of financial wisdom each time you visit your profile, powered by a live advice feed. Onboarding for New Users A beautiful four-slide onboarding flow welcomes first-time users and explains the key features before they dive in. Your data never leaves your device. Dioko stores everything locally using iOS UserDefaults and Keychain — no account servers, no cloud sync, no ads.