Comparison

MLC vs Zeno Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MLC

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

Highlights
  • View account balances
  • Secure login (PIN, Touch ID, Face ID)
  • Check transactions and beneficiaries
  • Review insurance cover
  • Track super contributions
  • Find and consolidate super
  • Update personal details
Features
Read full description

With the MLC app you can: • View your MLC MasterKey super, pension, or investment balances—quickly and simply. • Get secure and easy access, using a PIN, Touch ID or Face ID (only available on compatible devices). • Check transactions, nominated beneficiaries, and your current mix of investment options. • Get notified when you receive a super payment. • Review insurance cover within your super account. • Keep an eye on your super contributions. • Find and consolidate your super. • View your regular investments and withdrawals, distributions, transactions and investment options in your MasterKey investment account. • Update your personal details. • View our super fund details such as our Fund ABN, Product USI, address, and complying fund statement. • Use the app to easily send your super account details to your employer when you change jobs. • View your balance over financial years as a handy, interactive graph. • Get easy access to help and support within the app. Already have MLC online access? Download the app now. You'll need to be registered for MLC online access. Not registered? Simply go to mlc.com.au or call us on 132 652. Please note: • The app doesn’t include information on MLC Wrap, MLC Navigator or products such as standalone insurance. • This app isn’t intended for use by financial advisers.

About

Zeno Expense

Features
Read full description

If Zeno is your expense management tool of choice, download the Zeno app for access anytime, anywhere. It's the ideal companion for managing and approving business expenses on the go to help streamline the entire process. Here's what you can do in the Zeno app (depending on your permission configuration): • Take photos of expense receipts and let the app extract key information to reduce manual data entry. • If a corresponding transaction exists for the expense, it's automatically matched with corporate card purchases. • Managers can approve expense claims in the app, on the go. Plus much more. Download the Zeno app and enter your Zeno login credentials to access all your expense information.

Screenshots

MLC4 screens
Zeno Expense4 screens

Verdict

The call

The clearest difference is update cadence: Zeno Expense at fortnightly against MLC's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MLC ships an update every 2 months, Zeno Expense fortnightly. The most recent releases landed on September 2, 2026 and September 9, 2026 respectively.

Scorecard1 real difference · 7 level
MLC versus Zeno Expense: the parameters behind the verdict, then further details
ParameterMLCZeno Expense
PriceFreeFree
Positive reviews30.2% of reviews—
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size49 MB82 MB
Age rating4+4+
DeveloperIOOF Service Co Pty LtdSerko Limited

In-app purchases

None

MLC

No in-app purchases

None

Zeno Expense

No in-app purchases

Questions

Is MLC free?
MLC is free to download, with no in-app purchases.
Is Zeno Expense free?
Zeno Expense is free to download, with no in-app purchases.
Do MLC or Zeno Expense have ads?
Neither MLC nor Zeno Expense shows ads.
Which is updated more often, MLC or Zeno Expense?
MLC ships an update every 2 months, and Zeno Expense fortnightly. Most recently, MLC was updated on September 2, 2026 and Zeno Expense on September 9, 2026.

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