Comparison

Suncorp Bank App vs MLC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Suncorp Bank App

Manage your finances securely and conveniently. Track bills, make payments, control your debit card, and access exclusive rewards. Enjoy quick balance checks and 24/7 support.

Highlights
  • Organize bills and payments
  • Set up PayID and Apple Pay
  • Quick Balance check
  • Manage home loans and term deposits
  • Secure login and two-factor authentication
  • Lock/restrict Visa Debit card
  • Access Feel Good Rewards cashback offers
Features
Read full description

Manage your money anytime, anywhere with the Suncorp Bank App. From secure login options to Visa Debit card controls, there’s plenty to feel good about here:​ Money management made simple ​ • Organise your bills and payments​ • Set up PayID and Apple Pay​ • Quick Balance option - check your balance without logging in​ • Manage your home loan and term deposits​ ​ Secure banking & trusted support • Fast, secure login options​ • Two-factor authentication​ • Customisable payment notifications​ • 24/7 fraud monitoring​ • Round-the-clock support from Suncorp Bank and Scout (our virtual assistant)​ ​ Stay in control, wherever you are • Lock, restrict or report a lost or stolen Visa Debit card​ • Set or reset your card PIN​ • Let us know when you’re travelling overseas Disclaimer Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 2299882). Suncorp Bank is not responsible or liable for products and services issued by other third parties. The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.​ The terms of use governing your use of this mobile application are available at: https://www.suncorpbank.com.au/mpa/terms.html ​

About

MLC

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

Highlights
  • View account balances
  • Secure login (PIN, Touch ID, Face ID)
  • Check transactions and beneficiaries
  • Review insurance cover
  • Track super contributions
  • Find and consolidate super
  • Update personal details
Features
Read full description

With the MLC app you can: • View your MLC MasterKey super, pension, or investment balances—quickly and simply. • Get secure and easy access, using a PIN, Touch ID or Face ID (only available on compatible devices). • Check transactions, nominated beneficiaries, and your current mix of investment options. • Get notified when you receive a super payment. • Review insurance cover within your super account. • Keep an eye on your super contributions. • Find and consolidate your super. • View your regular investments and withdrawals, distributions, transactions and investment options in your MasterKey investment account. • Update your personal details. • View our super fund details such as our Fund ABN, Product USI, address, and complying fund statement. • Use the app to easily send your super account details to your employer when you change jobs. • View your balance over financial years as a handy, interactive graph. • Get easy access to help and support within the app. Already have MLC online access? Download the app now. You'll need to be registered for MLC online access. Not registered? Simply go to mlc.com.au or call us on 132 652. Please note: • The app doesn’t include information on MLC Wrap, MLC Navigator or products such as standalone insurance. • This app isn’t intended for use by financial advisers.

Screenshots

Suncorp Bank App4 screens
MLC4 screens

Verdict

The call

The clearest difference is monetization model: MLC at free against Suncorp Bank App's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Suncorp Bank App ships an update every 5 weeks, MLC every 2 months. Both last shipped on November 2, 2026.

Scorecard1 real difference · 9 level
Suncorp Bank App versus MLC: the parameters behind the verdict, then further details
ParameterSuncorp Bank AppMLC
PriceFreeFree
Rating3.9 (49 ratings) — better—
Positive reviews25.5% of reviews30.2% of reviews — better
Number of ratings49 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size268 MB49 MB
Age rating4+4+
DeveloperNorfina LimitedIOOF Service Co Pty Ltd

Customer experience

Suncorp Bank App

All ratings48 ratings
Positive70.8%
Neutral8.3%
Negative20.8%
Written reviews278 reviews
Positive25.5%
Neutral11.9%
Negative62.6%

MLC

Written reviews43 reviews
Positive30.2%
Neutral18.6%
Negative51.2%

User reviews

Suncorp Bank App

From 49 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Seamless access with enhanced security
  • 💡 Great for young teens
  • 👍 Reliable and consistent service
  • 👍 Fantastic banking experience

Room to improve

  • 🐛 Glitchy and unreliable
  • 🐛 Constant maintenance issues and downtime
  • 🐛 Slow and buggy performance
  • 🐛 Forced to update to inferior app
  • 🐛 Lacking key features from previous app

MLC

From App Store reviews

What we love

  • 👍 Easy to use
  • 👍 Great for checking balance
  • 👍 Simple and convenient
  • 👍 Access super 24/7
  • 👍 Face recognition login works (sometimes)

Room to improve

  • 🐛 Login button not working
  • 🐛 App crashes frequently
  • 🐛 Face ID issues
  • 🐛 No keyboard presented for login
  • 🐛 App stuck on login page

Bugs and requests

Suncorp Bank App

Reported bugs

5 issues
  • Accounts disappearing from the app
  • Login and password issues
  • Transfers and payments not working
  • Notifications not functioning properly
  • Frequent crashes and errors

Requested features

5 requests
  • Bring back iPad support and landscape mode
  • Improve transaction search and filtering
  • Add quick balance display without login
  • Implement push notifications for transactions
  • Simplify login and account management

MLC

Reported bugs

11 issues
  • Login button does not work
  • App crashes
  • Face ID/Face recognition signing in issues
  • App stuck on login page
  • Update does not work
Show 6 more
  • Keyboard not presented for login
  • Back button not working
  • White screen on launch
  • Cannot accept terms and conditions
  • App cycles to App Store after update
  • Login details incorrect despite website working

Requested features

11 requests
  • Include rate of return for previous and current year
  • Show balance after every transaction
  • Option to view data by calendar year
  • Add graphs for visualization
  • Manage investments from the app
Show 6 more
  • Improve UI color scheme
  • Add more features like changing portfolio and insurance numbers
  • Update login photo
  • Allow online withdrawal of funds
  • Face recognition login on every login
  • App rotation and better iPad screen utilization

In-app purchases

None

Suncorp Bank App

No in-app purchases

None

MLC

No in-app purchases

Questions

Is Suncorp Bank App free?
Suncorp Bank App is free to download, with no in-app purchases.
Is MLC free?
MLC is free to download, with no in-app purchases.
Do Suncorp Bank App or MLC have ads?
Neither Suncorp Bank App nor MLC shows ads.
Which is updated more often, Suncorp Bank App or MLC?
Suncorp Bank App ships an update every 5 weeks, and MLC every 2 months. Most recently, Suncorp Bank App was updated on November 2, 2026 and MLC on November 2, 2026.

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