Republic Finance vs PayTime

All in one convenient place. Anytime…anywhere! • View your account information and account details! • Make payments using a bank account or debit card! • Access to pre-qualification with no impact to your credit score! • Find a branch or contact us! • For typical applicants, loan offers feature quotes for loans with terms of 12 to 60 months. As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (“APR”) and a 60-month term, your payments would be $226.47 per month. The total amount paid for this loan, including principal, interest, and all applicable fees, would be $13,588.20. This example is based on an average customer with good credit. APRs will not exceed 35.99%. Loan terms (e.g., rates, origination fees and max. loan amounts) apply based on your state of residence and may vary depending on your creditworthiness. Not all consumers will qualify. Additionally, not all consumers will be eligible to apply for an online unsecured loan through Republic Finance’s website. Secured loan applications and closings must be completed with a branch employee, and not on our website. Secured loans will have collateral and insurance requirements. The purchase of any required insurance from Republic Finance is optional. Auto-secured loans require a first lien on a vehicle that is titled in your name, and which has valid insurance. Current customers: Some current customers may not be eligible for a loan refinance. All refinance applications and closings must be completed with a branch employee, and not on our website. With 70 years of experience, Republic Finance specializes in consumer loans, flexible lending options, and incomparable customer service. Currently serving over 400k customers with more than 250 branch locations.   GA & OH: Republic Finance, LLC (NMLS # 182116). VA: Republic Finance, LLC is licensed by the Virginia State Corporation Commission (License No.: CFI-196).

PayTime shows you what your time is really worth. TIME CLOCK Clock in and watch your earnings grow live, right on the home screen — down to the second. Take a break, resume, clock out: your shift is saved automatically. PURCHASE CHECK Enter a price and instantly see how many hours of work stand behind it. Handy presets for coffee, a sandwich, movie tickets, sneakers, and more make the check a single tap. SHIFTS Log your work hours including weekend, holiday, and night shift bonuses. Grouped clearly by month, with one tap to repeat your last shift. OVERVIEW Track your monthly goal, see your earnings by weekday, and discover your personal records: best day, best month, longest shift. WISHLIST Save wishes straight from the purchase check and track how close every shift brings you to them. JOBS Set hourly wage, tax rate, and bonuses separately for each job. PREMIUM (one-time purchase, no subscription) • No ads • Multiple jobs at once • Unlimited wishes • 12-month history instead of 6 • CSV export of all shifts PayTime runs fully offline — your data stays on your device.