BSI Mobile vs POSPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BSI Mobile
Manage your bank accounts, make transfers, and pay bills directly from your smartphone. This app offers a comprehensive suite of banking services, including online account opening and cash withdrawals without a card.
- Account information (balance, mutations, portfolio)
- Transfers (inter-branch, online, SKN, QRIS)
- Bill payments (utilities, academic, insurance, BPJS, etc.)
- Purchases (phone credit, prepaid PLN, e-money, data packages)
- Online account opening
- Cardless cash withdrawal
- Scheduled transactions
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BSI Mobile adalah salah satu saluran distribusi yang dimiliki oleh Bank Syariah Indonesia untuk mengakses rekening yang dimiliki nasabah dengan menggunakan teknologi 3G/4G dan WIFI melalui smartphone. Fitur: • Info rekening (informasi saldo, mutase, dan informasi portofolio). • Transfer (pindah buku, online, SKN, QRIS). • Pembayaran (PLN, telepon/HP, akademik, institusi, tiket, asuransi, zakat/infaq, BPJS, MPN, PDAM, Internet/TVKabel, dan Ecommerce). • Pembelian (voucher HP, PLN prabayar, E-money, Paket Data, Top Up EWallet, Aqiqah, Streaming Video & Musik, Kartu Debit OTP). • Buka rekening online. • E-mas • Tarik Tunai Tanpa Kartu • BSI Keyboard • Transaksi Terjadwal • Akses Menu Favorit • Update lokasi ATM dan Cabang. • Penyimpan data transaksi favorit. • Share aktivitas ke sosial media. • Jadwal shalat dan kalimat inspiratif. • Akses sosial media Bank Syariah Indonesia • Akses langsung Bank Syariah Indonesia call 14040 • Informasi produk dan promo Bank Syariah Indonesia • Notifikasi detil transaksi ke email yang didaftarkan • Bukti transaksi otomatis tersimpan di kotak masuk • Penambahan biller pembayaran dan pembelian • Menu Rate Mata Uang Asing • Portfolio Nasabah • Permintaan ulang kode aktivasi • Digital Wakaf Registrasi: 1. Proses Pendaftaran/Registrasi a. Nasabah bisa melakukan registrasi BSI Mobile via Kantor Cabang, ATM BSI, ataupun via Bank Syariah Indonesia Call b. Setelah registrasi berhasil, nasabah akan menerima SMS yang berisi kode aktivasi. 2. Proses Download Untuk ponsel dengan IOS App Store dengan keyword ‘BSI Mobile’. Pastikan aplikasi BSI Mobile offered by / publisher / by PT Bank Syariah Indonesia, Tbk. 3. Proses Aktivasi Nasabah meng-input nomor ponsel dan kode aktivasi yang didapat dari cabang pada saat pendaftaran/registrasi. Informasi lebih lanjut, kunjungi Bank Syariah Indonesia terdekat atau hubungi: Bank Syariah Indonesia Call 14040. www.bankbsi.co.id
POSPAY
This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.
- Bill payment for utilities, installments, and more
- Instant money transfers via Weselpos Instan
- Giropos account management
- QR code scanning for merchant payments
- Financial planning tools
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POSPAY adalah platform digital berbasis rekening Giropos yang diberikan kepada pemilik rekening Giropos sehingga dapat mengakses layanan Giropos dan layanan transaksi keuangan pos lainnya secara ‘mobile’. Dengan menggunakan ‘POSPAY Anda diberikan kemudahan dan fasilitas layanan transaksi keuangan secara ‘mobile’ yang dapat diakses kapan saja dan dimana saja seperti: a. Layanan Bill Payment: Pembayaran berbagai Tagihan : Listrik, PDAM, Cicilan Motor, Mobil, BPJS, Pembelian pulsa, token listrik dan masih banyak lagi. b. Pengiriman Uang melalui layanan Weselpos Instan. Kirim uang secepat sms. c. Pengelolaan Keuangan melalui Layanan Giropos: menyimpan dana di rekening Giropos, mudah, aman dan nyaman. d. Fasilitas Scan QR Code untuk pembayaran/pembelian via merchant/Micro Payment dengan basis Rekening Giropos. e. Perencanaan Keuangan dll. Layanan ‘POSPAY’ melengkapi jaringan dan titik layanan (Point of Sales) PT Pos Indonesia (Persero) yang sudah tersedia sebelumnya sekitar 58.700 titik dalam bentuk Kantorpos, Agenpos, Mobile Postal Service, dan lain-lain di seluruh Indonesia. Gunakan POSPAY untuk kemudahan dan kenyamanan kebutuhan layanan transaksi keuangan Anda.
Screenshots
Verdict
The clearest difference is review sentiment: BSI Mobile at 64% against POSPAY's 15%. BSI Mobile also leads on rating (3.7 vs 1.7) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BSI Mobile holds the better App Store score, 3.7 against 1.7. Both are backed by a comparable volume of ratings — 26 and 11 respectively. Written reviews point the same way: 64% of BSI Mobile's written reviews are positive against 15% of POSPAY's.
BSI Mobile ships an update every 3 weeks, POSPAY every 6 weeks. The most recent releases landed on June 10, 2026 and June 11, 2026 respectively.
| Parameter | BSI Mobile | POSPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (26 ratings) — better | 1.7 (11 ratings) |
| Positive reviews | 64.5% of reviews — better | 15.3% of reviews |
| Number of ratings | 26 — better | 11 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 150 MB | 155 MB |
| Age rating | 4+ | 4+ |
| Developer | PT Bank Syariah Indonesia, Tbk | PT. Pos Indonesia (Persero) |
Customer experience
BSI Mobile
POSPAY
In-app purchases
BSI Mobile
No in-app purchases
POSPAY
No in-app purchases
