Comparison

360分期 vs 微商货源

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

360分期

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

Highlights
  • Online application and approval
  • No collateral required
  • Automated and fast processing
  • Flexible repayment up to 24 months
  • Secure transactions
Features
Read full description

【平台介绍】 360分期是奇富科技旗下的分期消费信贷平台。 360分期通过云计算、机器学习、大数据等技术客观评估个人信用,致力于为用户打造一流的分期贷款平台,向用户提供正规、便捷、省心的分期借贷体验,提升用户的信用生活品质。 【产品优势】 1、 申请便捷:全程线上操作,自动审批,无抵押 2、 快速审批:自动化审批,购物无需等待 3、 灵活分期:最长可分24期,自由选择,分期无忧。 4、 安全可靠:奇富科技旗下分期信贷平台,具有先进的网络安全技术,为您的每笔交易保驾护航。 温馨提示:贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。

About

微商货源

This platform provides direct access to wholesale suppliers for clothing and shoes, enabling users to source products without intermediaries. It also offers tools to expand customer networks and manage sales channels.

Highlights
  • Direct wholesale supplier access
  • One-piece drop shipping
  • Real-time product updates
  • Customer network expansion
  • Micro-business tools
  • Agent recruitment
Features
Read full description

微商货源--网红微商共享货源进货拿货代理首选货源批发网! 贯彻为微商服务原则,一手货源一件代发,大量资源,客源应有尽有,满足您的多种需求 【多种一手货源实时更新】 服装,美妆等各个种类货源应有尽有,实时快速更新信息,所有货源皆为一手货源,拒绝中间商赚差价,为您带来安全,实惠的进货体验。 【快速入驻】 微商货源大量招商,欢迎各位有梦想,有能力的微商入驻,发布信息推广货源,招募代理,与广大微商共享货源。 【客源资源共享】与其他微商共享人脉,专业人工审核,确保优秀的客源共享环境,分分钟拓展客源,提升人脉。 【自带微商小工具】 拥有群内加好友,检测僵尸粉等各种微商小工具,专业为微商服务,全自动操作满足您的各种需求。 【微商货源-动态素材导入连续包年说明】 订阅周期:1年 价格:每年的会员续费价格是1元,一年后自动续订,可随时取消。 付款:用户确认购买并付款后记入iTunes账户 取消订阅:如需取消续订,请在当前订阅周期到期前24小时以前,进入"iTunes Store与App Store",点击"Apple ID",选择"查看Apple ID"。进入"账户设置"页面,点击"订阅",选择对应的订阅项取消即可。 续费:购买连续包年的会员账号,苹果iTunes会在到期前24小时内扣费,扣费成功后订阅周期顺延1年。 隐私政策:http://cms.nianyuxinxi.cn/article/detail/wshyyszcios.html 自动续费协议:http://cms.nianyuxinxi.cn/article/detail/wshyzdxfios.html 会员服务协议: https://cms.nianyuxinxi.cn/article/detail/wshyyhxyios.html 更多的功能正在火速更新中,如果您喜欢我们的产品的话别忘了给个好评哦!

Screenshots

360分期4 screens
微商货源4 screens

Verdict

The call

The clearest difference is review sentiment: 微商货源 at 100% against 360分期's 17%. 360分期's advantage is in-app purchases (none vs 3). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 微商货源 sells 3 in-app purchases, starting at $0.49 per year. 360分期 asks for nothing beyond the download.

UpkeepUpdate frequency

360分期 ships an update every 3 weeks, 微商货源 monthly. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 5 level
360分期 versus 微商货源: the parameters behind the verdict, then further details
Parameter360分期微商货源
PriceFreeFree
Positive reviews16.7% of reviews100.0% of reviews — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size86 MB97 MB
Age rating17+12+
DeveloperFuzhou Qifu Online Microcredit Co., LtdShuochi Technology (Shenzhen)Co.,Ltd.

Customer experience

360分期

Written reviews12 reviews
Positive16.7%
Neutral8.3%
Negative75.0%

微商货源

Written reviews20 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

360分期

No in-app purchases

3 purchases

微商货源

Subscriptions1
  • 微商货源-动态素材导入连续包年$0.491 Year
One-time2
  • 商家入驻实名认证费$0.99
  • 微商货源入驻费$99.99

Questions

Is 360分期 free?
360分期 is free to download, with no in-app purchases.
Is 微商货源 free?
微商货源 is free to download, with in-app purchases available.
Do 360分期 or 微商货源 have ads?
Neither 360分期 nor 微商货源 shows ads.
Which is updated more often, 360分期 or 微商货源?
360分期 ships an update every 3 weeks, and 微商货源 monthly. Most recently, 360分期 was updated on September 17, 2026 and 微商货源 on September 22, 2026.

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