Cytonn vs DhowCSD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cytonn
This app allows users to easily invest in a money market fund. It guides you through a simple registration process, investment amount specification, and secure payment via M-Pesa or bank transfer. Start your investment journey with innovative financial solutions.
- Register an account
- Specify investment amount
- Agree to terms and conditions
- Enter personal details
- Make payment via M-Pesa or Bank
- Submit investment
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The Cytonn Client App is inspired by the need to deliver innovative and differentiated financial solutions that speak to our clients’ needs. To get started, sign up for the Cytonn Money Market Fund by following the steps below: 1. Click Register an Account Now then Let's do this! 2. Specify amount to invest 3. Agree to terms and conditions and click Get started 4. Enter your details 5. Make payment via M-Pesa or Bank 6. Submit That's it! Welcome to the Sharp World!
DhowCSD
Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.
- Open and manage investment accounts
- Participate in securities auctions
- View auction results and payment details
- Access corporate actions
- View portfolio statements
- Initiate secondary market instructions
- Initiate pledge instructions
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Welcome to CBK DhowCSD. You can now open and manage a CSD investment account at the Central Bank of Kenya allowing you to participate in securities auctions, view auction results and payment details, view upcoming corporate actions, access updated portfolio statements and initiate secondary market and pledge instructions via the app in a convenient, simple, efficient and secure manner.
Screenshots
Verdict
The clearest difference is rating: Cytonn at 4.6 against DhowCSD's 3.6. Cytonn also leads on review sentiment (63% vs 50%) and update cadence (every 6 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cytonn holds the better App Store score, 4.6 against 3.6. Both are backed by a comparable volume of ratings — 31 and 7 respectively. Written reviews point the same way: 63% of Cytonn's written reviews are positive against 50% of DhowCSD's.
Cytonn ships an update every 6 weeks, DhowCSD every 3 months. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.
| Parameter | Cytonn | DhowCSD |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (31 ratings) — better | 3.6 (7 ratings) |
| Positive reviews | 62.5% of reviews — better | 50.0% of reviews |
| Number of ratings | 31 — better | 7 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 36 MB |
| Age rating | 4+ | 17+ |
| Developer | Cytonn Investments Management | Central Bank of Kenya |
Customer experience
Cytonn
DhowCSD
In-app purchases
Cytonn
No in-app purchases
DhowCSD
No in-app purchases
