Comparison

Cytonn vs Bajetly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cytonn

This app allows users to easily invest in a money market fund. It guides you through a simple registration process, investment amount specification, and secure payment via M-Pesa or bank transfer. Start your investment journey with innovative financial solutions.

Highlights
  • Register an account
  • Specify investment amount
  • Agree to terms and conditions
  • Enter personal details
  • Make payment via M-Pesa or Bank
  • Submit investment
Features
Read full description

The Cytonn Client App is inspired by the need to deliver innovative and differentiated financial solutions that speak to our clients’ needs. To get started, sign up for the Cytonn Money Market Fund by following the steps below: 1. Click Register an Account Now then Let's do this! 2. Specify amount to invest 3. Agree to terms and conditions and click Get started 4. Enter your details 5. Make payment via M-Pesa or Bank 6. Submit That's it! Welcome to the Sharp World!

About

Bajetly

Features
Read full description

Bajetly is a simple and beautiful budgeting app designed to help you and your family stay focused on your finances. Bajetly is purposely designed to be manual - because I believe that true financial awareness comes from actively engaging with your money decisions. When you manually track your expenses, you become more conscious of your spending habits and make better financial choices. The app follows two core principles: 1. It is purposely very manual (for your own good) 2. It keeps things simple and focused on what matters Everything is offline first and your data is stored locally and secured with your phone's lock mechanism (Face ID, Fingerprint/Touch ID, Passcode or Security Pattern). I hope you enjoy it!!

Screenshots

Cytonn4 screens
Bajetly4 screens

Verdict

The call

The clearest difference is price: Cytonn at Free against Bajetly's $4.99. Bajetly's advantage is update cadence (every 3 days vs every 6 weeks). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Cytonn is free to download; Bajetly costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cytonn ships an update every 6 weeks, Bajetly every 3 days. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Cytonn versus Bajetly: the parameters behind the verdict, then further details
ParameterCytonnBajetly
PriceFree — better$4.99
Rating4.6 (37 ratings) — better—
Positive reviews62.5% of reviews—
Number of ratings37 — better—
Update frequencyEvery 6 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size40 MB81 MB
Age rating4+4+
DeveloperCytonn Investments ManagementDavid Ngugi

In-app purchases

None

Cytonn

No in-app purchases

None

Bajetly

No in-app purchases

Questions

Is Cytonn free?
Cytonn is free to download, with no in-app purchases.
Is Bajetly free?
Bajetly costs $4.99, with no in-app purchases.
Do Cytonn or Bajetly have ads?
Neither Cytonn nor Bajetly shows ads.
Which is updated more often, Cytonn or Bajetly?
Cytonn ships an update every 6 weeks, and Bajetly every 3 days. Most recently, Cytonn was updated on November 2, 2026 and Bajetly on October 30, 2026.

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