Comparison

NICCU vs MBT2Go

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NICCU

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

Highlights
  • Secure sign-in with Face ID/Touch ID
  • Quick Balance view
  • Fund transfers
  • Bill payment
  • Mobile check deposit
  • Neurodiverse features
Features
Read full description

Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com

About

MBT2Go

Aggregate all your financial accounts into one place for easy management. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches and ATMs
Features
Read full description

MBT2Go is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MBT2Go: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MBT2Go app, you must be enrolled as a Manufacturers Bank & Trust Company Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

NICCU4 screens
MBT2Go4 screens

Verdict

The call

The clearest difference is rating: MBT2Go at 4.7 against NICCU's 3.6. MBT2Go also leads on ratings volume (1.2K vs 13) and update cadence (monthly vs every 4 months). NICCU's advantage is review sentiment (67% vs 45%) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MBT2Go holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: MBT2Go has 1.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 67% of NICCU's written reviews are positive against 45% of MBT2Go's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

NICCU ships an update every 4 months, MBT2Go monthly. Both last shipped on November 2, 2026.

Scorecard6 real differences · 4 level
NICCU versus MBT2Go: the parameters behind the verdict, then further details
ParameterNICCUMBT2Go
PriceFreeFree
Rating3.6 (13 ratings)4.7 (1.2K ratings) — better
Positive reviews66.7% of reviews — better45.5% of reviews
Number of ratings131.2K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better18.4
Further details — not scored
Size67 MB197 MB
Age rating4+4+
DeveloperNorth Iowa Community Credit UnionManufacturers Bank and Trust

Customer experience

NICCU

All ratings13 ratings
Positive61.5%
Neutral0.0%
Negative38.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

MBT2Go

All ratings1,207 ratings
Positive94.4%
Neutral2.7%
Negative3.0%
Written reviews11 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

In-app purchases

None

NICCU

No in-app purchases

None

MBT2Go

No in-app purchases

Questions

Is NICCU free?
NICCU is free to download, with no in-app purchases.
Is MBT2Go free?
MBT2Go is free to download, with no in-app purchases.
Which has better reviews, NICCU or MBT2Go?
MBT2Go is rated higher. NICCU averages 3.6 out of 5 from 13 ratings, while MBT2Go averages 4.7 from 1.2K ratings.
Do NICCU or MBT2Go have ads?
Neither NICCU nor MBT2Go shows ads.
Which is updated more often, NICCU or MBT2Go?
NICCU ships an update every 4 months, and MBT2Go monthly. Most recently, NICCU was updated on November 2, 2026 and MBT2Go on November 2, 2026.

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